Buying your first home with KiwiSaver

With KiwiSaver, you could get into your first home sooner than you think.

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Great reasons to choose us

  • Learn ways to grow your savings with our easy-to-use tools and guides
  • We're experts at managing and investing your savings, so you can enjoy a better future
  • The Balanced Fund and Growth Fund have been recognised as ‘outstanding value’ for their competitive fees by Canstar, five years in a row
  • Manage your ASB KiwiSaver Scheme account anywhere, anytime
  • Low fees means more of your money stays invested
  • Over 450,000 New Zealanders trust us with their KiwiSaver savings

Your first home is closer with KiwiSaver

If you’re looking to buy your first home in the near future, KiwiSaver could help you get there sooner than you expect.

If you meet the eligibility criteria, you’ll be able to use your KiwiSaver savings to put towards the purchase of your first home. You'll need to leave a minimum balance of $1,000 in your KiwiSaver account and you cannot withdraw any amount transferred from an Australian complying superannuation fund. 

There's also the KiwiSaver HomeStart grant. You could get up to $5,000 to buy an existing home, or up to $10,000 if you're building or purchasing a newly built home. You can check with Housing New Zealand Corporation to see if you're eligible. Income caps, house price caps and other criteria apply.


Guides to get you there

Get more with ASB

Invest on the go

View your ASB KiwiSaver Scheme account anywhere on your mobile, Apple Watch or Android Smartwatch with the ASB Mobile app. Check your balance, track your employer and Government contributions or transfer money into your ASB KiwiSaver Scheme account.

Get started today

01. Select

We have a range of funds to choose from. Use our Help me choose tool to find a fund that may suit you.

02. Join

Sign up to the ASB KiwiSaver Scheme. Apply online if you're registered with FastNet Classic internet banking. New to ASB? Complete the online form.

03. Set up

Register for FastNet Classic internet banking to make managing your ASB KiwiSaver Scheme account easier.

04. Manage

Review your ASB KiwiSaver Scheme savings each year to make sure you're on track to meet your financial goals, change funds if you need to and review your contribution level.

Apply for the ASB KiwiSaver Scheme

Apply online

Ready for the next step? Apply online and start saving.

Apply online

Call us

Speak to a KiwiSaver specialist. 

0800 ASB RETIRE (0800 272 738)

Visit a branch

Visit us at one of our many branches across New Zealand.

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Any questions?

We’ll help with your ASB KiwiSaver Scheme query.

Ask us now

Interests in the ASB KiwiSaver Scheme (Scheme) are issued by ASB Group Investments Limited, a wholly owned subsidiary of ASB Bank Limited (ASB). ASB provides Scheme administration and distribution services. No person guarantees interests in the Scheme. Interests in the Scheme are not deposits or other liabilities of ASB. They are subject to investment risk, including possible loss of income and principal invested. For more information see the ASB KiwiSaver Scheme Product Disclosure Statement available from this website and the register of offers of financial products at www.business.govt.nz/disclose (search for ASB KiwiSaver Scheme).

ASB KiwiSaver Scheme Buying your first home with KiwiSaver