Tell us about your income and expenses and use our calculator to see what you could afford to borrow.
An ASB home loan gives you plenty of options to pay off your home loan faster and to make sure it continues to work for you.
Need to add extra space, make improvements or prepare for a new family member? You could use your equity in your home to borrow more to help pay for it. If you're ready to get started you can apply online for a top-up on your ASB home loan in FastNet Classic anytime. The application will take about 10 minutes to complete and we'll be in touch within 4 business hours.
Find out how you can re-fix your existing ASB home loan rate online via FastNet Classic or through the ASB Mobile app. You can access a range of personalised rates across different terms, and view the repayments, to choose the right option for you.
Plus, if interest rates change on asb.co.nz for the same term that you selected online, we'll apply the lower of the two rates with no early repayment adjustment.
ASB's lending criteria, terms and fees apply. Interest rates are subject to change. A loan processing fee of $400 may apply.
Just answer a few questions and we’ll show you some of the options.
Let us make your home loan work for you. Talk to a home loan specialist today.
If your request is approved, we’ll get back to you with payment details, interest rates and any conditions.
We’ll prepare the required loan documents and send them where they need to go.
Once we get the documents back, we’ll check all conditions have been met and let you know when any new loan is in place.
Ready to take the next step? Apply online and we’ll respond within four business hours.
Our mobile lending managers cover much of the country.
Visit us at one of our many branches across New Zealand.
We’ll help with your ASB home loan query.
Speak with one of our lending specialists 7 days a week.
ASB’s lending criteria, terms and fees apply.