What is diversification and how does it impact my KiwiSaver investment?
Last Updated: 04 Apr 2016
Diversification means allocating your investment into different asset classes such as equities, property, fixed interest and cash. Diversifying your investment across different asset classes helps to smooth out the short-term ups and downs in a fund due to market movements. The intention is that the positive performance of some investments can help offset negative or lesser performance of other assets.
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