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Rural banking

Keeping our farmers one step ahead with local expertise, strategic partnerships, resources and insights.

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Every Hectare Matters Programme

Want to get more from every hectare and optimise your land for a resilient future?

We're here to help remove barriers and unlock your land's full potential, providing independent expert advice and access to funding to kick-start your journey.

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Turning sunshine into energy savings

  • On-farm solar to power farm assets & buildings.

  • Use your rural farm property as security for the loan.

  • Solar installation completed by a qualified professional.

  • Main source of revenue derived from primary production on farm.

  • The ASB Smart Solar Loan is available at ASB's discretion, even where lending and eligibility criteria are met.
  • If you are not a farmer but still interested in solar there may be other options available. For existing ASB Home Loan customers see ASB Better Homes Top Up. For other solar business loan enquiries see Business Sustainability Loan.
  • For more detail on verification and eligibility requirements, please speak to your ASB Rural manager or speak to one of our rural experts. Our team will work with you to assess whether your farm and borrowing purpose meets the eligibility criteria.

Zero reasons not to reach out today

Try the Solar Calculator and Planner, developed in partnership with Power My Farm, to help you estimate the size and location of the solar system for your farm.

Ready to take the first step towards solar? Enquire now with one of our rural experts.

Estimate now Enquire now

ASB Bank Limited's lending criteria, terms, fees and exclusions apply. See ASB Smart Solar for more information. At the end of the 5-year fixed rate period our Floating Base Rate plus applicable margin will apply. An early repayment adjustment may apply if you break a fixed rate term. The ASB Smart Solar Loan offer is available at ASB's discretion, even where lending and eligibility criteria are met. Offer available until 30 June 2026 and may be withdrawn at any time.

Why ASB Rural?

We're a team of dedicated agribusiness banking specialists invested in the success of your farm. With decades of experience across the country in all areas of farming, we're here to support the goals you have both inside and outside the farmgate.

Talk to us about what's next for your farm, we have the experience and expertise to help.

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Our partnerships

Sustainability is a strategic priority for us because the choices we make today will be what helps shape a stronger, more resilient tomorrow. To support our farmers future-proof their farms, we have partnered with Pāmu to deliver a new Sustainable Progress Initiatives programme and also a proud shareholder of AgriZeroNZ, a partnership between the New Zealand government and major agribusiness companies. Find out more about those below.

Pāmu AgriZeroNZ

Resources and insights

Rural and regional insights

Stay up to date with the latest on commodity prices and the factors that might affect them with the weekly commodities report from our economists. You'll also find key insights like the latest quarterly regional statistics on employment, construction, retail trade and house prices.

Business Hub

The home of our business resources to keep you one step ahead. Here you'll find a range of articles, tools and templates on business challenges like cashflow, sustainability and planning.

Finding the right solutions for your agribusiness

Every farm is different and will need a different solution. Whether you're wanting to fund a new asset, looking for expansion opportunities or making sustainability changes to support emissions targets, we have the right products and team to help.

Get in touch and our Rural Managers will sit down and discuss all the options with you.

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Talk to an expert

Talk to your local rural banking expert.

Find an expert

Call us

We're here to help, 8.00am to 5.00pm, Monday to Friday.

0800 787 252

ASB's lending criteria and terms apply.

ASBRural banking