Moving your home loan to ASB

Time for a change? An ASB home loan might be just what you are looking for.

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Great reasons to choose us

  • Lending specialists available 7 days a week
  • Manage your loan on mobile and online 24/7
  • Competitive home loan interest rates
  • Dedicated switching team to move your automatic payments from your current bank to ASB

Home loan interest rates

Min 20% equity

12-month fixed rate
18-month fixed rate

24-month fixed rate

36-month fixed rate
48-month fixed rate

60-month fixed rate
6-month fixed rate
24-month fixed rate

18-month fixed rate

36-month fixed rate
12-month fixed rate
48-month fixed rate
60-month fixed rate
6-month fixed rate
Housing variable rate

Rates may change. Loan processing fee of up to $400 may apply. After the fixed rate period the Housing Variable Rate will apply. For those with less than 20% equity see here for rates.

ASB Home Central. Visualise your home loan. Explore the possibilities.

Take control of your home loan with our useful tool, ASB Home Central.

Change your repayments, fix a floating home loan and see the impacts of adjustments to your home loan.

Find out more Log in to ASB Home Central

Find the right home loan

Fixed interest rate home loan

Make budgeting easier with regular, fixed payments.

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Variable interest rate home loan

Enjoy flexibility with your loan payments.

Learn more

Revolving credit home loan

Draw and repay your loan at any time, within your credit limit.

Read more

Mortgage Repayment Calculator

More home loan calculators

Home loan borrowing calculator

Tell us about your income and expenses and use our calculator to see what you could afford to borrow.

See calculator

ASB Answers videos

Guides to get you there

Get started today

01. Apply

Let us make your home loan work for you. Talk to a home loan specialist today.

02. Get approved

If your request is approved, we’ll get back to you with payment details, interest rates and any conditions.

03. Accept and sign

We’ll prepare the required loan documents and send them where they need to go.

04. Confirm

Once we get the documents back, we’ll check all conditions have been met and let you know when any new lending is in place.

Apply for an ASB home loan

Apply online

Ready to take the next step? Apply online.

Apply online

We can come to you

Our mobile lending managers cover much of the country.

Find a lending manager

Call us

We’re here weekdays 8:00am - 8:00pm or Saturday 9:00am - 5:00pm to answer your home loan questions.

0800 100 600

Visit a branch

Visit us at one of our many branches across New Zealand.

Find a branch

ASB’s lending criteria, terms and fees apply.

Home loans Moving your home loan to ASB