Make budgeting easier with regular, fixed payments.
Moving your home loan to ASB
Time for a change? An ASB home loan might be just what you are looking for.
Great reasons to choose us
- Lending specialists available 7 days a week
- Manage your loan on mobile and online 24/7
- Competitive home loan interest rates
- Dedicated switching team to move your automatic payments from your current bank to ASB
Home loan interest rates
Min 20% equity
12-month fixed rate
18-month fixed rate
24-month fixed rate
36-month fixed rate
48-month fixed rate
60-month fixed rate
6-month fixed rate
24-month fixed rate
18-month fixed rate
36-month fixed rate
12-month fixed rate
48-month fixed rate
60-month fixed rate
6-month fixed rate
Housing variable rate
Rates may change. Loan processing fee of up to $400 may apply. After the fixed rate period the Housing Variable Rate will apply. For those with less than 20% equity see here for rates.
ASB Home Central. Visualise your home loan. Explore the possibilities.
Take control of your home loan with our useful tool, ASB Home Central.
Change your repayments, fix a floating home loan and see the impacts of adjustments to your home loan.
Find the right home loan
Revolving credit home loan
Draw and repay your loan at any time, within your credit limit.
Mortgage Repayment Calculator
More home loan calculators
Home loan borrowing calculator
Tell us about your income and expenses and use our calculator to see what you could afford to borrow.
ASB Answers videos
Guides to get you there
Get started today
01. Apply
Let us make your home loan work for you. Talk to a home loan specialist today.
02. Get approved
If your request is approved, we’ll get back to you with payment details, interest rates and any conditions.
03. Accept and sign
We’ll prepare the required loan documents and send them where they need to go.
04. Confirm
Once we get the documents back, we’ll check all conditions have been met and let you know when any new lending is in place.
Apply for an ASB home loan
Call us
We’re here weekdays 8:00am - 8:00pm or Saturday 9:00am - 5:00pm to answer your home loan questions.
We're here to help you
Frequently asked questions
Manage your loan
ASB’s lending criteria, terms and fees apply.
