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Terms and Conditions

Moving your home loan to ASB

Time for a change? An ASB home loan might be just what you are looking for.

Apply online Contact us

Great reasons to choose us

  • Lending specialists available 7 days a week
  • Manage your loan on mobile and online 24/7
  • Competitive home loan interest rates
  • Dedicated switching team to move your automatic payments from your current bank to ASB

Home loan interest rates & specials
Fixed 18 month special rate

Min 20% equity required. Ts&Cs apply.
Fixed 24 month special rate

Min 20% equity required. Ts&Cs apply.
Fixed 36 month special rate

Min 20% equity required. Ts&Cs apply.
Fixed 48 month special rate

Min 20% equity required. Ts&Cs apply.
Fixed 60 month special rate

Min 20% equity required. Ts&Cs apply.
Fixed 12 month special rate

Min 20% equity required. Ts&Cs apply.
Fixed 24 month special rate

Min 20% equity required. Ts&Cs apply.
Fixed 36 month special rate

Min 20% equity required. Ts&Cs apply.
Fixed 48 month special rate

Min 20% equity required. Ts&Cs apply.
Fixed 60 month special rate

Min 20% equity required. Ts&Cs apply.
Fixed 18 month special rate

Min 20% equity required. Ts&Cs apply.
Fixed 12 month special rate

Min 20% equity required. Ts&Cs apply.
Housing variable rate

See all rates and fees

ASB's lending criteria, terms and fees apply. Interest rates are subject to change. Loan processing fee of up to $400 may apply.

ASB Home Central. Visualise your home loan. Explore the possibilities.

Take control of your home loan with our useful tool, ASB Home Central.

Change your repayments, fix a floating home loan and see the impacts of adjustments to your home loan.

Find out more Log in to ASB Home Central

Find the right home loan

Discover the home loan solution that’s right for you.

Just answer a few questions and we’ll show you some of the options.

Help me choose

Mortgage Repayment Calculator

More home loan calculators

Home loan borrowing calculator

Tell us about your income and expenses and use our calculator to see what you could afford to borrow.

See calculator

Property investor calculator

An ASB home loan could help you grow your property portfolio. See what the costs and returns could be.

See calculator

See all calculators and tools here

ASB Answers videos

Guides to get you there

Get started today

01. Apply

Let us make your home loan work for you. Talk to a home loan specialist today.

02. Get approved

If your request is approved, we’ll get back to you with payment details, interest rates and any conditions.

03. Accept and sign

We’ll prepare the required loan documents and send them where they need to go.

04. Confirm

Once we get the documents back, we’ll check all conditions have been met and let you know when any new lending is in place.

Apply for an ASB home loan

Apply online

Ready to take the next step? Apply online and we’ll respond within four business hours.

Apply online

We can come to you

Our mobile lending managers cover much of the country.

Find a lending manager

Visit a branch

Visit us at one of our many branches across New Zealand.

Find a branch

Any questions?

We’ll help with your ASB home loan query.

Ask us now

Call us

We’re here weekdays 8:00am - 8:00pm or Saturday 9:00am - 5:00pm to answer your home loan questions.

0800 100 600

We're here to help you

Frequently asked questions

help

Manage your loan

ASB’s lending criteria, terms and fees apply.

Apply for an ASB home loan

You'll need to be over 18 years of age and a New Zealand citizen or permanent resident.

Do you already have an ASB login? What's this?

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Home loans› Moving your home loan to ASB

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