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Moving your home loan to ASB

Time for a change? An ASB home loan might be just what you are looking for.

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Great reasons to choose us

  • Lending specialists available 7 days a week
  • Manage your loan on mobile and online 24/7
  • Competitive home loan interest rates
  • Dedicated switching team to move your automatic payments from your current bank to ASB

Home loan interest rates & specials

Fixed 12 month special rate

Min 20% equity required. Ts&Cs apply.

Fixed 18 month special rate

Min 20% equity required. Ts&Cs apply.

Fixed 24 month special rate

Min 20% equity required. Ts&Cs apply.

Fixed 36 month special rate

Min 20% equity required. Ts&Cs apply.

Fixed 48 month special rate

Min 20% equity required. Ts&Cs apply.

Fixed 60 month special rate

Min 20% equity required. Ts&Cs apply.

Fixed 24 month special rate

Min 20% equity required. Ts&Cs apply.

24-month fixed rate
36-month fixed rate
48-month fixed rate
60-month fixed rate
6-month fixed rate
12-month fixed rate
18-month fixed rate
Housing variable rate

ASB's lending criteria, terms and fees apply. Interest rates are subject to change. A loan processing fee of $400 may apply.

ASB Home Central. Visualise your home loan. Explore the possibilities.

Take control of your home loan with our new tool, ASB Home Central.

If you have an ASB home loan, you can view ASB Home Central now by logging in, or you can take a look at our video to learn more.

Apply for a home loan Log in to ASB Home Central

  • See the impact small changes to your home loan repayments may have, before committing to them
  • View up to date information on the estimated value range of your property
  • Fix a floating home loan
  • Re-fix and change your repayment amount on a home loan that's nearing the expiry of its current fixed term
  • Make a one-off payment

Find the right home loan

Mortgage Repayment Calculator

More home loan calculators

Home loan borrowing calculator

Tell us about your income and expenses and use our calculator to see what you could afford to borrow.

See calculator

Property investor calculator

An ASB home loan could help you grow your property portfolio. See what the costs and returns could be.

See calculator

ASB Answers videos

Guides to get you there

Get started today

01. Apply

Let us make your home loan work for you. Talk to a home loan specialist today.

02. Get approved

If your request is approved, we’ll get back to you with payment details, interest rates and any conditions.

03. Accept and sign

We’ll prepare the required loan documents and send them where they need to go.

04. Confirm

Once we get the documents back, we’ll check all conditions have been met and let you know when any new lending is in place.

Apply for an ASB home loan

Apply online

Ready to take the next step? Apply online and we’ll respond within four business hours.

Apply online

We can come to you

Our mobile lending managers cover much of the country.

Find a lending manager

Visit a branch

Visit us at one of our many branches across New Zealand.

Find a branch

Any questions?

We’ll help with your ASB home loan query.

Ask us now

Call us

Speak with one of our lending specialists 7 days a week.

0800 100 600

ASB’s lending criteria, terms and fees apply.

Home loans Moving your home loan to ASB