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Home Loan Report: Looking for the peak

  • Fixed-term mortgage rates have been lifting since early 2021, and we predict more increases over the rest of the year for the popular fixed rates (1-2 year terms)
  • Long-term mortgage rates have risen the most over the past year but could be near the peak
  • Short term rates still have a way to go and are expected to lift the most over 2022, as the RBNZ keeps lifting the OCR

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Chris Tennent-Brown

ASB Wealth Senior Economist

Chris has worked as an economist for ASB and Commonwealth Bank of Australia in Sydney since 2005. His work has involved monitoring and forecasting trends in the New Zealand economy, with a focus on drawing implications for financial markets and investments. Chris is passionate about savings issues, and much of his current work is focussed on broadening peoples understanding of investments. Chris obtained a Bachelor of Commence at Auckland University, majoring in Economics, and prior to joining ASB worked in the funds management industry for Bankers Trust and BT Funds Management. With over 20 years' experience in finance, Chris has also spent several years farming, and was a New Zealand representative cyclist. When not at work, Chris likes to travel, cycle, and spend time with his family and numerous pets.

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