Pay just the minimum payment or as much as you like each month

• You can choose to pay off the minimum monthly payment, which is the greater of $10 or 3% of the closing balance of your statement.
• You can even pay more than is owed and have extra credit available. Some people like to do this before travelling overseas or going out of town on a holiday.
   

How to avoid paying interest

• Your ASB credit card gives you up to 55 days interest free on your purchases.
• If you pay the full amount of your statement closing balance on or before the payment due date every month, you won't pay any interest, unless you make a cash advance.
• You can arrange for payments to happen automatically with a direct debit from any New Zealand bank account.
  
  

Managing your card online is a breeze
With ASB credit cards, you can quickly check your balance or pay your account through phone banking, FastNet Classic or ASB ATMs.
 

For further details on payment and interest please refer to the Credit Card Conditions of Use.