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ASB Superannuation Master Trust for non-Government employees

With our no surprises approach, we make saving for your retirement easy to understand and implement.

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Benefits at a glance

  • We offer a range of funds so you can choose options that best suit your needs
  • With FastNet Classic internet banking you can keep track of your retirement savings whenever and wherever you wish

About the ASB Superannuation Master Trust

It's never too soon or too late to plan for your retirement. The ASB Superannuation Master Trust is a work-based scheme that offers straightforward options, to help you take care of your future.

Information and useful links for existing members

 

Fund options

Growth
Balanced
Moderate
NZ Cash
Investment timeframe

Minimum suggested

11 years
6 years
3 years
No minimum
Income assets

What's this?

20%
40%
60%
100%
Growth assets

What's this?

80%
60%
40%
0%
Summary of investment objective
Aims for high returns. The number of years with negative returns are generally expected to be the highest of the multi-sector funds.
Aims for moderate to high returns. The number of years with negative returns are generally expected to be higher than the Moderate Fund but lower than the Growth Fund.
Aims for moderate returns. The number of years with negative returns are generally expected to be higher than the NZ Cash Fund but lower than the Balanced Fund.
Provides exposure to deposits and fixed interests with NZ banks. The number of years with negative returns are generally expected to be less than the other funds.
Annual fund charge
0.38%
0.38%
0.38%
0.23%
Administration fee
See your employee booklet for the administration fee.
See your employee booklet for the administration fee.
See your employee booklet for the administration fee.
See your employee booklet for the administration fee.








NZ Fixed Interest
World Fixed Interest
Australasian Shares
World Shares
Global Property Shares
Investment timeframe

Minimum suggested

1 year
1 year
18 years
18 years
18 years
Income assets

What's this?

100%
100%
0%
0%
0%
Growth assets

What's this?

0%
0%
100%
100%
100%
Summary of investment objective
Provides exposure to NZ fixed interest investments. The number of years with negative returns are generally expected to be less than for funds which predominantly invest in growth assets.
Provides exposure to international fixed interest investments. The number of years with negative returns are generally expected to be less than for funds which predominantly invest in growth assets.
Provides exposure to Australian equities. The number of years with negative returns are generally expected to be greater than for funds which invest predominantly in income assets.
Provides exposure to a portfolio of international equities. The number of years with negative returns are generally expected to be greater than for funds which invest predominantly in income assets.
Provides exposure to international listed property investments. The number of years with negative returns are generally expected to be greater than for funds which invest predominantly in income assets.
Annual fund charge
0.39%
0.39%
0.38%
0.39%
0.40%
Administration fee
See the employee booklet for the administration fee.
See the employee booklet for the administration fee.
See the employee booklet for the administration fee.
See the employee booklet for the administration fee.
See the employee booklet for the administration fee.

For more information on our funds, see the Statement of Investment Policy and Objectives.

Documents and forms

Contact us

Any questions?

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Call us

Speak to an ASB Superannuation Master Trust specialist.

0800 272 738

Visit a branch

Visit us at one of our many branches across New Zealand.

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Speak to a Wealth Manager

Is your retirement planning on track?

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ASB Wealth Managers' disclosure statements are available on request and free of charge from your ASB Wealth Manager.

Interests in the ASB Superannuation Master Trust (Scheme) are issued by ASB Group Investments Limited, a wholly owned subsidiary of ASB Bank Limited (ASB). ASB provides Scheme administration and distribution services. No person guarantees interests in the Scheme. Interests in the Scheme are not deposits or other liabilities of ASB. They are subject to investment risk, including possible loss of income and principal invested. For more information see the ASB Superannuation Master Trust Product Disclosure Statement available from this website and the register of offers of financial products at www.business.govt.nz/disclose (search for ASB Superannuation Master Trust).

Superannuation Master Trust ASB Superannuation Master Trust for non-Government employees