ASB Superannuation Master Trust for employers
Attract and retain the best possible employees by showing you care for their future, with a retirement scheme you can trust.
Benefits at a glance
- You choose the rules that apply to your scheme and we create it according to your requirements
- We can also provide insurance and banking services to provide your employees with a complete benefits package
- You'll have our full support wherever you are located; in one location or all over New Zealand
- For more than 160 years, ASB has been looking after the savings and investments of many thousands of New Zealanders
About the ASB Superannuation Master Trust
Our customised schemes make it easy for you to get the right solutions for you and your employees. We'll create your company's scheme and run it for you, so you can stay focussed on your business.
Fund options
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Growth
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Balanced
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Moderate
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NZ Cash
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|---|---|---|---|---|
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Investment timeframe
Minimum suggested |
11 years
|
6 years
|
3 years
|
No minimum
|
|
Income assets
|
20%
|
40%
|
60%
|
100%
|
|
Growth assets
|
80%
|
60%
|
40%
|
0%
|
|
Summary of investment objective
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Aims for high returns. The number of years with negative returns are generally expected to be the highest of the multi-sector funds.
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Aims for moderate to high returns. The number of years with negative returns are generally expected to be higher than the Moderate Fund but lower than the Growth Fund.
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Aims for moderate returns. The number of years with negative returns are generally expected to be higher than the NZ Cash Fund but lower than the Balanced Fund.
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Provides exposure to deposits and fixed interests with NZ banks. The number of years with negative returns are generally expected to be less than the other funds.
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|
Annual fund charge
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0.38%
|
0.38%
|
0.38%
|
0.23%
|
|
Administration fee
|
See the employee booklet for the administration fee.
|
See the employee booklet for the administration fee.
|
See the employee booklet for the administration fee.
|
See the employee booklet for the administration fee.
|
|
|
|
|
|
|
|
NZ Fixed Interest
|
World Fixed Interest
|
Australasian Shares
|
World Shares
|
Global Property Shares
|
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|---|---|---|---|---|---|
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Investment timeframe
Minimum suggested |
1 year
|
1 year
|
18 years
|
18 years
|
18 years
|
|
Income assets
|
100%
|
100%
|
0%
|
0%
|
0%
|
|
Growth assets
|
0%
|
0%
|
100%
|
100%
|
100%
|
|
Summary of investment objective
|
Provides exposure to NZ fixed interest investments. The number of years with negative returns are generally expected to be less than for funds which predominantly invest in growth assets.
|
Provides exposure to international fixed interest investments. The number of years with negative returns are generally expected to be less than for funds which predominantly invest in growth assets.
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Provides exposure to Australian equities. The number of years with negative returns are generally expected to be greater than for funds which invest predominantly in income assets.
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Provides exposure to a portfolio of international equities. The number of years with negative returns are generally expected to be greater than for funds which invest predominantly in income assets.
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Provides exposure to international listed property investments. The number of years with negative returns are generally expected to be greater than for funds which invest predominantly in income assets.
|
|
Annual fund charge
|
0.40%
|
0.40%
|
0.38%
|
0.39%
|
0.40%
|
|
Administration fee
|
See the employee booklet for the administration fee.
|
See the employee booklet for the administration fee.
|
See the employee booklet for the administration fee.
|
See the employee booklet for the administration fee.
|
See the employee booklet for the administration fee.
|
For more information on our funds, see the Statement of Investment Policy and Objectives.
Contact us
ASB Wealth Managers' disclosure statements are available on request and free of charge from your ASB Wealth Manager.
Interests in the ASB Superannuation Master Trust (Scheme) are issued by ASB Group Investments Limited, a wholly owned subsidiary of ASB Bank Limited (ASB). ASB provides Scheme administration and distribution services. No person guarantees interests in the Scheme. Interests in the Scheme are not deposits or other liabilities of ASB. They are subject to investment risk, including possible loss of income and principal invested. For more information see the ASB Superannuation Master Trust Product Disclosure Statement available from this website and the register of offers of financial products at www.business.govt.nz/disclose (search for ASB Superannuation Master Trust).
