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ASB One Month Premium Free Offer 2022

For a limited time we're offering one month's premium free on qualifying new policies.

To get your one month premium free simply apply for a new qualifying ASB life, income protection or health insurance policy between 1 May 2022 and 30 June 2022 and have the resulting policy issued by 30 August 2022.

Qualifying policies are:

  • ASB Lifestyle Security Plan – Personal
  • ASB Lifestyle Security Plan – Business
  • ASB Start-up Income Protection
  • ASB Private Health
  • ASB Private Health Plus

Please note that ASB Staff and voluntary group ASB Lifestyle Security Plan products are included in this promotion.

Please note replacement business is not included in this promotion.

The free month's premium will be credited to your policy within the first two months of your policy being taken out, and is based on one full month's premium for that policy and all qualifying benefits under that policy, as calculated at the time the policy is issued.

Please see below for full terms and conditions of offer.

ASB life, income protection and health insurances are underwritten by AIA New Zealand Limited (“AIA”). All applications are subject to individual consideration. Conditions apply.

ASB One Month Premium Free offer (the “Campaign”) 2022 Terms and Conditions:

1. This Campaign is run by AIA Services New Zealand Limited, with its head offices at 74 Taharoto Road, Takapuna, Auckland.

2. To be eligible for the one month premium free offer, the following criteria applies:

a. An application must be submitted to AIA for a new ASB Lifestyle Security Plan - Personal, ASB Lifestyle Security Plan – Business, ASB Plan Start-Up Income Protection, ASB Private Health or ASB Private Health Plus policy between the dates of 1 May 2022 and 30 June 2022 ("Campaign Period");

b. The resulting policies must be issued by 30 August 2022;

c. The application must not be for the replacement of an existing policy (or benefit) underwritten by AIA;

3. AIA reserves the right to exclude customers from the Campaign in situations where they have not met the eligibility requirements set out in these terms and conditions.

4. The free one month premium will be credited to the customer's policy within the first two months of their policy being taken out and will be based on the full monthly premium for the qualifying policy and all qualifying benefits, calculated at the time of issue of the policy.

5. Customers who pay annually upfront will receive a refund, rather than a credit to their customer account and the 5% discount for paying annually will also be applied to the free one month premium. This will be paid into the bank account held on the policy details or to a nominated bank account if there is no bank account specified on the policy within the first two months of the policy being taken out.

6. Where the qualifying policy/policies are the only benefits/policies held with AIA, the monthly policy administration fee will also be waived for the free month.

7. Other than for customers who pay annually upfront, the free premium amount cannot be refunded. For all customers the free premium amount cannot be exchanged for cash.

8. AIA reserves the right to vary, suspend or terminate this offer and these terms and conditions at any time.

9. To the extent permitted by law, none of AIA, or any of their respective directors, employees, and/or agents shall be liable for any claims, damages, injuries, costs and expenses suffered, sustained or incurred (including but not limited to indirect or consequential losses) as a result of, arising out of, or in any way connected with, this offer.

10. All personal information collected by AIA is for the purpose of this offer and an application for AIA insurance. This information will be held by AIA at its head office, and by data storage providers which include related companies and cloud based storage providers (who may be in New Zealand or overseas). You have rights of access to and correction of it. Refer to www.aia.co.nz for a copy of our Privacy Statement.