Private health insurance
Take control of your health with private health insurance.
ASB Easy Life and Living may be suitable for you if you have relatively simple protection needs including:
As ASB Easy Life and Living includes a pre-existing condition exclusions, it will not provide you with coverage for your existing or past medical conditions.
Please refer to the policy wordings or the ASB Easy Life and Living Exclusions Brochure for more details.
Receive a lump sum payment if you die or are diagnosed with a terminal illness (see the policy wording for a definition of terminal illness).
Get up to $4,500 per month if illness or injury leaves you totally disabled for over 30 days, as defined by your policy.
Receive up to $4,500 a month if you are unable to work due to involuntary redundancy for more than 30 days. Only available if you have Loan and Rent Assistance Cover.
You cannot claim for a redundancy that occurs in the first 90 days from your policy’s start date. Involuntary redundancy will not include redundancy where you are self-employed or if your employer is a relative.
Please note, eligibility criteria apply.
It's important that you understand the exclusions that apply to ASB Easy Life and Living, including pre-existing medical conditions and certain types of hazardous activity.
Generally, a pre-existing condition includes any illness, injury or medical condition (or sign or symptom of one) that you were aware of or sought medical advice for in the last five years before the policy started.
See Easy Life and Living exclusions for more information on these and other policy exclusions. Need to see a copy of your ASB Easy Life and Living policy? View the policy document here or call us on 0800 200 252.
In times of uncertainty, it's important to know who you can trust. And when you're relying on someone to protect you and your family’s financial wellbeing, you want to be sure that they’ll be there when you need them.
Sovereign Assurance Company Limited ("Sovereign"), the underwriter of the insurance cover, has an A+ (Superior) financial strength rating from A.M. Best, an approved rating agency, so you can be confident of receiving the financial support you need when the unexpected happens.
Use our quote tool to find out how much it might cost to get yourself covered.
It's a simple to apply for ASB Easy Life and Living. Just call us on 0800 200 252 or visit an ASB branch.
Get confirmation that your application has been accepted and your policy is in place.
Review your cover at least annually to make sure it still meets your needs.
Visit us at one of our many branches across New Zealand to apply for ASB Easy Life and Living.
Take control of your health with private health insurance.
Get a personalised Lifestyle Security Plan that can offer comprehensive insurance solutions including life, loan and income protection.
Apply for life insurance cover quickly and easily through FastNet Classic internet banking.
Protection for your furniture, appliances and personal possessions.
The availability of insurance cover is subject to your application being approved. All applications are subject to individual consideration. Special conditions, exclusions or premium loadings may apply. An excess may apply for health insurance policies. For full details refer to the policy document which is available on request from any ASB branch. Life, health and disability insurance is underwritten by Sovereign Assurance Company Limited ("Sovereign"). None of ASB Bank Limited or its subsidiaries, the Commonwealth Bank of Australia, or any other company in the Commonwealth Bank of Australia Group, or any of their directors, or any other person, guarantees Sovereign or its subsidiaries, or any of the products issued by Sovereign or its subsidiaries.