ASB KiwiSaver Scheme

Grow your savings for your first home or retirement with a KiwiSaver scheme trusted by over half a million New Zealanders.

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Keep one step ahead with the latest updates to your investments

Stay up to date with the latest insights, investment news and market commentary from our team of experts to help you make smart decisions about your investments.

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We're saying goodbye to administration fees for good

In October, we're saying goodbye to monthly administration fees charged on the ASB KiwiSaver Scheme, for good.

This is another way we're helping our customers stay one step ahead and save for their future.

The ASB KiwiSaver Scheme has a long history of being a low-cost KiwiSaver provider and this move will ensure we deliver more value to our customers - join now.

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Is your KiwiSaver account working as hard as you?

Invest in your future, and the planet with the ASB KiwiSaver Scheme

The latest Morningstar KiwiSaver Survey has ranked the ASB KiwiSaver Scheme Positive Impact Fund as one of the top performing Balanced funds over the past 12 months and the top performer in this category over the last quarter*.

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*Source: Morningstar Quarterly Survey June Quarter 2021. Returns are a reflection of past performance and are not a guarantee or indication of future performance because returns fluctuate (move up and down). Returns can be negative and you may receive back less than the total amount of your contributions.

We make tracking your KiwiSaver account easy peasy

Use the new features in our app to see how you're tracking towards your goals. Make easy changes to help grow your savings and take control of your future.

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Our KiwiSaver tools could help you get off the tools faster

Try our calculator to see what your KiwiSaver savings could look like at retirement, or for your first home withdrawal. Your fund choice and your contributions could have a big impact on your future balance.

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Get one step ahead with us

Consistently strong performance

Your savings are managed by industry leading experts, ensuring your money never stops working for you.

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Lower than average fees

Our scale and investment methodology allows us to charge low fees, so you get the most out of your KiwiSaver savings.

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Simple tools and expert advice

Grow and manage your KiwiSaver savings with ease using FastNet Classic internet banking and tools like our calculator.

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Positive Impact Fund

Invest your KiwiSaver savings in a brighter future for you and the next generation.

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How can we help you today?

Join the ASB KiwiSaver Scheme

We've got everything you need to know about KiwiSaver and how to join the award-winning ASB KiwiSaver Scheme. Our handy tools will help you get set up today.


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Withdrawing your KiwiSaver balance

You can use your KiwiSaver savings to help get into your first home faster, or to enjoy a more comfortable retirement. There may be other situations where you can withdraw your KiwiSaver savings early as well.

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Preparing for retirement

KiwiSaver for employers

Choosing the ASB KiwiSaver Scheme for your employees means we're here to help at any time.

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Our funds and tools

Help me choose the right fund

Choosing the right fund is important and our tool can help you select the best fund for your situation - whether you're saving for retirement or your first home. 

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Calculate your future savings

Our calculator can show you how a few simple choices today could boost your savings for retirement or your first home deposit. 

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View all our KiwiSaver funds

Your savings are managed by industry leading experts, ensuring your money never stops working for you. 

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What is KiwiSaver?

KiwiSaver is a great way to save for your first home or retirement. To find out how it works and why it may be a good option for you, check out our helpful guide.

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Covid-19 - ASB KiwiSaver Scheme Support

If you’ve experienced financial difficulty due to COVID-19, we've got some options to help you get through. It can be tempting to apply to withdraw funds from your KiwiSaver account, but this should be a last resort. We've put together a guide to help you explore your options. 

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Joining is as easy as 1-2-3

01. Choose

Use our handy tool to find the right fund for your savings goals

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02. Complete

Complete the application form online - it'll only take 5 minutes.

Join or transfer

03. Verify

If you're not an existing ASB customer, visit your local branch to get your ID and address verified.

Contact us

Call us

Speak to a KiwiSaver specialist. 

0800 ASB RETIRE (0800 272 738)

Visit a branch

Visit us at one of our many branches across New Zealand.

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Any questions?

We'll help with your ASB KiwiSaver Scheme query.

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A Product Disclosure Statement for the ASB KiwiSaver Scheme has been lodged with the Registrar of Financial Service Providers. It is available from this website, or you can obtain a copy by emailing retire@asb.co.nz

Interests in the ASB KiwiSaver Scheme (Scheme) are issued by ASB Group Investments Limited, a wholly owned subsidiary of ASB Bank Limited (ASB). ASB provides Scheme administration and distribution services. No person guarantees interests in the Scheme. Interests in the Scheme are not deposits or other liabilities of ASB. They are subject to investment risk, including possible loss of income and principal invested. Fees may change. For more information see the ASB KiwiSaver Scheme Product Disclosure Statement available from this website and the register of offers of financial products at www.disclose-register.companiesoffice.govt.nz (search for ASB KiwiSaver Scheme).

ASBASB KiwiSaver Scheme