Choosing the right ASB KiwiSaver Scheme fund

The ASB KiwiSaver Scheme gives you five funds to choose from with each designed to suit different investment needs.

Is the fund you're currently in the right one for you? Here are some of the things you might consider when choosing the right fund.


Why are there different funds?

Each of the ASB KiwiSaver funds meets the needs of different types of investors.

Deciding which fund is best for you is important. It can help you achieve your goals, and avoid any surprises if your fund has ups and downs along the way.

Your fund choice might be influenced by:

  • Your age, life stage and the length of time you have to invest.
  • Whether you’re more focused on protecting your savings or maximising your potential returns.
  • Your willingness to accept ups and downs in the value of your investment.


How to choose your fund

Choosing the right fund is an important part of achieving your savings goals. Use our Help me choose tool to help work out what type of investor you are, and find a fund that might suit you.


Change KiwiSaver funds

You can review and change your fund online anytime by logging into FastNet Classic internet banking.

If you don’t yet have access to FastNet Classic, visit your nearest branch to get set up. Alternatively, you can download and complete the changing your fund (switch) form.

Apply for the ASB KiwiSaver Scheme

Apply online

Ready for the next step? Apply online and start saving.

Apply online

Call us

Speak to a KiwiSaver specialist. 

0800 ASB RETIRE (0800 272 738)

Visit a branch

Visit us at one of our many branches across New Zealand.

Find a branch

Any questions?

We’ll help with your ASB KiwiSaver Scheme query.

Ask us now

Other helpful guides

Interests in the ASB KiwiSaver Scheme (Scheme) are issued by ASB Group Investments Limited, a wholly owned subsidiary of ASB Bank Limited (ASB). ASB provides Scheme administration and distribution services. No person guarantees interests in the Scheme. Interests in the Scheme are not deposits or other liabilities of ASB. They are subject to investment risk, including possible loss of income and principal invested. For more information see the ASB KiwiSaver Scheme Product Disclosure Statement available from this website and the register of offers of financial products at www.business.govt.nz/disclose (search for ASB KiwiSaver Scheme).

ASB KiwiSaver Scheme Choosing the right ASB KiwiSaver Scheme fund