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Discover the path to owning your first home

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Own every step of the home buying process

No matter where you are in your home buying journey, we can help you be a cool, calm and confident first home buyer. Our tips, tools and lending experts can help guide you through every step so you can own that home.

Saving

Preparing

Finding

Start saving

See how your deposit could come together, your KiwiSaver options to help give you a leg up, as well as other expenses you should consider when saving for a home.

Walk the path to preparation

Put your worries aside. Our online tools give you the knowledge to help you confidently progress.

Preparing to buy a home

Do your research, and stay focused – this will strengthen your position as you glide to the next step.

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Home loan borrowing calculator

Discover what you may be able to borrow and what the repayments could look like before you move onto that loan.

Calculate now

KiwiSaver calculator

Our KiwiSaver calculator pulls together money from your pay, your boss, the government (if eligible), any investment returns and any extra contributions you make.

Calculate now

Pre-approval

Before you move into the next position and start house hunting, it's a good idea to ask us for a home loan pre-approval. This gives you confidence to know how much you can borrow.

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Find that home

Find out which path you could take by using our tools to help focus your efforts on selecting the right home.

Relax and take the next step

Take the final stretch confidently and flow through the other important tasks: like valuations, builder's reports, request a Land Information Memorandum (LIM) and get wisdom from your lawyer. Remember to introduce yourself to your neighbours to make sure they're good sorts. And talk to ASB about making your move.

Own that home with help from our experts

Start application

Take the next step on the journey to buying your own home. Apply online or ask us a question.

Apply online

Find an expert in your area

Guidance awaits in the form of one of our mobile lending managers. Let them assist you face to face in a place that suits.

Find a lending manager

Call or come see us

Head into your nearest branch or give our ASB lending specialists a call on 0800 100 600 at a time that suits you.

0800 100 600

Other tips to help you on your way

ASB's lending criteria and terms apply.

Home loans Zen advice for first home buyers with the All Blacks | ASB