How do I cash a cheque?

Last Updated: 18 Mar 2020
  • Ensure the cheque has not been crossed.  Cheques that have been crossed must be paid into a bank account and cannot be cashed.  For more information see What is a crossing on a cheque? 
  • You will need to present your ID in order to cash a cheque.
  • Any alterations made to a cheque must be accompanied by the full signature of the authorised signatory/signatories for that account.
  • Cheques dated with a future date will not be accepted.  If your cheque has a future date, present this for deposit on or after that date.
  • Cheques presented six months or more after the date it was drawn ‘dated’ will not be accepted as these cheques are stale.

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