ASB Credit Cards

You're in charge with an ASB Visa credit card. Low rate or rewards, the choice is yours.

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Don't sweat your debt with an ASB Balance Transfer

Get 0% p.a. fixed interest for 6 months on balances transferred from another bank credit card or selected store card to a personal ASB Visa credit card.

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ASB's terms and lending criteria apply. The standard purchase interest rate for your card will apply to purchases and, after the 6 month period, to any remaining balance transfer amount. Interest on cash advances charged at cash advance interest rate, currently 22.95% p.a. Find standard rates and asb.co.nz. Cash advance and service fees may apply.

Options at a glance

Visa Light

No account fee, low rate credit card.

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Rewards credit cards

Access to True Rewards and other exclusive benefits.

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Business credit cards

Manage business cashflow and expenses effectively.

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Still not sure about the best option for you?

Compare all of our great cards so you can make the right choice.

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Take advantage of some of these great features available with ASB credit cards.

True Rewards

Get rewarded with your rewards credit card for purchases and earn True Rewards dollars

Card Control

Manage your ASB Visa cards anywhere, anytime with extra security and control

Bank on the go

Keep track of your transactions and manage your credit card online with FastNet Classic internet banking and the ASB Mobile app

How do you like to pay?

Apple Pay

Anywhere you can tap to pay, you can Apple Pay. Use it to pay in stores or online with the Apple devices you carry every day.*

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Get 0% p.a. fixed interest for 6 months on your transferred balance

Why pay higher interest elsewhere?

If you have another bank’s credit card or selected store card with an outstanding balance, you could transfer this to an ASB credit card for 0% p.a. fixed interest for 6 months.

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Offer can be withdrawn at any time. After the six months, the standard purchase interest rate for your card type will apply to any remaining balance transfer amount. Lending criteria, fees and terms apply. Find standard rates here.

Interest rates and fees

Learn more about the rates and fees associated with our personal and business credit cards.

Apply for an ASB Credit Card

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Ready for the next step? Get started today.

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Visit a branch or call

Visit us at one of our many branches, or call us on 0800 255 382

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Guides to get you there

We're here to help you

ASB's lending criteria, terms, fees, and Credit Card Conditions of Use apply. Android and Google Pay are trademarks of Google LLC. For more information please visit the Google Pay support page.

Please refer to ASB Google Pay Terms and Conditions.

* Please see ASB Apple Pay terms.

ASBCredit Cards