ASB Visa Platinum Rewards

Earn True Rewards dollars or Everyday Rewards points faster with our highest earning rewards credit card.*

Apply online

Benefits at a glance

Earn True Rewards dollars or Everyday Rewards points at our highest earn rate.

Low Platinum account fee of $80 p.a.

Your rewards, your choice

With an ASB Platinum Rewards credit card you have the choice of earning True Rewards or Everyday Rewards on your everyday purchases. Not sure which rewards option to choose? Check out all the benefits of our two rewards options below and find the right one for you!

True Rewards

Earn True Rewards dollars (TR$) on your everyday purchases and spend instore or online.

  • TR$1 = 1 New Zealand dollar.
  • Spend TR$ at over 20 partner stores.
  • Contribute to your ASB KiwiSaver or donate to a range of charities.
  • Alternatively use your TR$ for travel, merchandise or gift cards at our online store.
  • Deals of the week on our True Rewards online store

Find out more about True Rewards.

Everyday Rewards

Earn Everyday Rewards points on your everyday purchases and earn twice at Woolworths, bp and participating partners.

  • Get a $15 voucher with every 2,000 points earned.
  • Exclusive member prices and weekly Boosts personalised to you.
  • Redeem your discount voucher at Woolworths or bp. 
  • Earn twice when you also scan your Everyday Rewards card at participating partners. 

Find out more about Everyday Rewards.

More options for you

Compare ASB credit cards

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ASB Visa Rewards

Find the credit card that suits you

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ASB Visa Light

Our lowest purchase interest rate, with no account fee

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Get 0% p.a. fixed interest for 6 months on your transferred balance

Transfer your other bank credit card or selected store card balance to an ASB Visa Platinum Rewards credit card, and receive 0% p.a. fixed interest for 6 months.

Apply online Find out more

Offer can be withdrawn at any time. After the six months, the standard purchase interest rate for your card type will apply to any remaining balance transfer amount. Lending criteria, fees and terms apply. Find standard rates here.

Credit card interest calculator

A little can go a long way. Work out the impact of paying a little extra off your credit card each month.


Credit card features

Take advantage of some of these great features available with ASB credit cards.

Pay your way

Make contactless payments on the go, with Apple PayGoogle PayFitbit Pay or Garmin Pay.

Card Control

Manage your ASB Visa cards anywhere, anytime with extra security and control

Bank on the go

Keep track of your transactions and manage your credit card online with FastNet Classic internet banking and the ASB Mobile app

Card Tracker

Track your ASB Visa card subscriptions in one place and see the shops and services where your card details may have been stored.

Rates and fees

Purchase interest rate

Cash advance interest rate

Balance transfer interest rate

(Fixed for 6 months)

Individual account fee

(Every 6 months)

Joint account card fee (per person)

(Every 6 months)

Additional card fee (per card)

(Every 6 months)

  • Interest rates are subject to change. The purchase rate will be charged on Dishonoured Payments.
  • The balance transfer interest rate will be charged on the balance transferred for 6 months from the date of the transfer. Any outstanding balance at the end of this period will be charged at the applicable standard purchase rate. Terms apply.
  • Please refer to the Credit Card rates and fees for other applicable fees. Fees subject to change.
  • You must make a minimum payment by the due date every month as shown on your monthly statement. A late payment fee of $4 will apply if you do not make the minimum payment due.

Apply for an ASB Visa Platinum Rewards credit card

Apply online

Ready for the next step? Get started today.

Apply online

Visit a branch

Visit us at one of our many branches across New Zealand.

Find a branch

ASB's lending criteria and terms apply. Interest rate on cash advances currently 22.95% p.a applies. Interest rates may change. Fees apply, refer to asb.co.nz for details. Fees may change. Refer to asb.co.nz for other fees and charges. Please refer to the ASB Visa Platinum Travel Insurance Policy for full details. If you are 76 years of age or over, you are not eligible for cover under the base policy, but may be able to purchase Mature Age cover to receive travel insurance benefits. Other exclusions and limitations apply.

ASB's Credit Card Conditions of Use and ASB Rewards Programme Terms apply. Everyday Rewards programme terms and conditions apply.

*You will not earn True Rewards dollars or Everyday Rewards points on cash advances or transactions treated by ASB as quasi cash advances.

Android and Google Pay are trademarks of Google LLC. For more information please visit the Google Pay support page.

Please refer to ASB Google Pay Terms and Conditions.

Please see ASB Apple Pay terms.

Credit CardsASB Visa Platinum Rewards