Compare ASB Credit Cards

• Interest rates are subject to change. The cash advance interest rate will be charged on cash advances and dishonoured payments.
• Our current Smart Rate purchase offer for ASB Visa Light is available at asb.co.nz/light
  
• The balance transfer interest rate will be charged on the balance transferred for 6 months from the date of the transfer. Any outstanding balance at the end of this period will be charged at the applicable standard purchase rate. Terms apply.
• Please refer to the Credit Card rates and fees or the Business Credit Card rates and fees for other applicable fees. Fees subject to change.
• You must make a minimum payment by the due date every month as shown on your monthly statement. A late payment fee of $9.00 will apply if you do not make the minimum payment due.

Special offer terms for Visa Platinum Rewards

• Open a new Visa Platinum Rewards credit card account by 31 July 2018 and earn 2X True Rewards dollars for the first three months from account opening on purchases up to a maximum spend of $20,000. Plus, get 200 bonus True Rewards dollars when you spend $2,000 within the first three months of account opening date.
  
• Not available for customers who hold or have held an ASB Visa Platinum credit card account in the past 12 months or transfers from an existing ASB credit card or in combination with any other offers. Spend criteria applies to purchases for goods and services only. Standard True Rewards earn rate will apply for any spend over $20,000. Bonus and 2X True Rewards dollars paid by 30 November 2018.
  

Special offer terms for Visa Rewards

• Open a new Visa Rewards credit card account by 31 July 2018 and earn 2X True Rewards dollars for the first three months from account opening on purchases up to a maximum spend of $20,000. Plus, get 100 bonus True Rewards dollars when you spend $1,000 within the first three months of account opening date. 
  
• Not available for customers who hold or have held an ASB Visa Rewards credit card account in the past 12 months or transfers from an existing ASB credit card or in combination with any other offers. Spend criteria applies to purchases for goods and services only. Standard True Rewards earn rate will apply for any spend over $20,000. Bonus and 2X True Rewards dollars paid by 30 November 2018.