If you need mortgage relief, you could apply to switch to interest-only repayments (instead of paying back the principal and interest on your home loan) for a period of time.
Interest-only repayment options can help reduce your home loan repayments in the short term. Whilst interest is still paid, the loan balance will not decrease and interest will continue to be calculated on the principal owning, meaning you will pay more interest overall. Afterwards your repayments will likely be higher unless the loan term is extended.
Mortgage relief is designed to ease short-term financial pressure. If your circumstances have improved and you are able to return to making full repayments, you can contact us on 0800 100 600 to end your support early. This does not disqualify you from any support you may need in the future.