Talk to us about what you'd like to insure and we'll get you sorted.
Buying a car is an exciting time. Getting the right car insurance is one of the steps you need to take to be able to drive it away with confidence.
Before you buy a car and think about insurance, it’s a good idea to organise a pre-purchase inspection, check there’s no money owing on it and make sure the seller is the real owner.
Once you've decided on the car you want, it's wise to protect yourself with car insurance.
Whether you're buying with a pre-approved car loan or you’ve already purchased the vehicle, it’s a good idea to have car insurance from the moment you drive it away.
There are three types of ASB car insurance, so you can choose the level of cover to suit your budget and needs:
If you decide on Full cover or Third Party, Fire and Theft, you will agree on the value of your car with us. 'Agreed value' gives you certainty about the sum you will receive if your car is deemed to be a total loss.
Your ASB car insurance can be even better value thanks to a number of discounts you could be eligible for:
Add Roadside Rescue to your ASB car insurance, and from $40 per year, it’s good to know you have up to five call-outs for various motoring mishaps, including break downs, keys locked inside the car, a flat battery, emergency fuel and flat tyres.
If you choose to pay by fortnightly or monthly instalments, your Roadside Rescue premiums will be slightly higher, up to a maximum of an additional $4 per year.
To make sure you are covered at all times, you need to let us know if any changes are required to your policy. These changes include:
The availability of insurance cover is subject to your application being approved. Terms, conditions and exclusions apply. The insurance premium discounts do not apply to GST or Government levies. For full details, refer to the policy document which is available from ASB Bank Limited. This insurance is underwritten by IAG New Zealand Limited. See further information regarding IAG's financial strength rating.