Klarna

Let customers pay with flexibility. With Klarna you could boost sales, increase average order value and keep them coming back for more.

Klarna

Join the world’s fastest growing shopping community

<p style="text-align: left;">Klarna has been connecting the world’s biggest brands with customers for over 15 years. With Klarna,&nbsp;shoppers get the freedom to shop when inspired and pay later.</p>

Meet the world’s greatest shoppers

<p style="text-align: center;">Klarna reaches and engages millions of hungry shoppers across their app and social channels, driving traffic to your store.</p>

4 million unique visitors

<p style="text-align: left;">4 million unique visitors to Klarna's shop directory every month. It's the perfect place to promote your store across the globe.</p>

7.8 million monthly active users

<p>7.8 million monthly active users of Klarna's shopping app - the most downloaded Pay Later app in the world.</p>

50 million social media impressions

<p>Klarna's high engagement marketing campaigns tap into pop culture.</p>

Shopping made simple

<p style="text-align: left;">Klarna offers customers the ability to pay over four payments, when added to your online checkout, as an alternative to credit. Shoppers get the benefit of&nbsp;increased flexibility that fits their lifestyle.</p>

How it works

<p style="text-align: left;">Spreading the cost over four simple payments couldn’t be easier for the shopper. It is as easy as making a regular card purchase, but gives your customers more flexibility.&nbsp;</p> <h3 style="text-align: left;"><b>1. While browsing</b></h3> <p style="text-align: left;">Shoppers can buy now and spread the cost over 4 payments at no additional complexity or cost at checkout.</p> <h3 style="text-align: left;"><b>2. At checkout</b></h3> <p style="text-align: left;">Customers will generate a one time card linked to their debit or credit card and their first payment will be made immediately with the rest to follow.</p> <h3 style="text-align: left;"><b>3. On shipment</b></h3> <p style="text-align: left;">Klarna pays you up front and in full and later receives your customer's payments.</p>

Learn how Klarna can support your business

<h2 style="text-align: center;">See other offers from our&nbsp;<a href="https://businesshub.asb.co.nz/partners" target="_self">digital cashflow management partners</a></h2>
    <p><a href="https://cdn.klarna.com/1.0/shared/content/legal/terms/0/en_nz/user" target="_blank">Klarna terms and conditions</a> apply. CBA Group has a financial interest in Klarna. ASB does not stand to directly benefit financially through the referral of Klarna to ASB customers.</p>