Every day made easier, with ASB

Whether you're a saver or a spender, have big goals or little ones, our range of accounts and cards along with our tools and tips will help you get one step ahead.

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Everyday bank accounts

Whether you call it a cheque, current or transaction account, we have a range of everyday accounts to suit your banking needs and stage in life.

Our go-to Streamline account

If you do lots of your banking online or on your mobile, our Streamline Introduction package is for you. You don't pay any everyday transaction fees on electronic transactions. Terms and conditions apply and strictly lasts for 6 months only.


Find out more Apply online

Studying or on an apprenticeship? How about free fries with that?

If you're at university, a polytechnic or on an apprenticeship, our tertiary student package is for you. Enjoy fee-free banking, an ASB Visa Debit that comes with free McDonald's® fries and more until you graduate or leave. Terms and conditions apply.

Find out more Apply online

Starting a job?

If you’re between the ages of 18 and 20 and done with school, the ASB Job Starters package can help you as you venture into your new job. You’ll get no base or transaction fees for the two years you’re on the account, and be able to apply for an ASB Visa credit or debit card.

Find out more Apply online

Sharing a joint account?

Joint bank accounts can be really handy when you're sharing with someone else  like if you're living with a partner, flatting or saving for a holiday with a friend. But they can also be risky, especially if your relationship with the other person goes wrong. This guide could help you decide if a joint account is right for you.

Find out more

ASB's terms and conditions apply. Fees are subject to change.

Savings accounts

Your goals could be closer than you think with an ASB savings account.

Savings On Call

A savings account where your money's on call, giving you access to your savings, while still earning interest.

Find out more Apply online

Earn more when you save and don't spend

Savings Plus rewards you for not making withdrawals with bonus interest. It's a great incentive to avoid dipping into your savings. 

Find out more Apply online

ASB's terms and conditions apply. Fees are subject to change.

Cards to keep you in charge

ASB Visa Debit card

Use your own money to shop anywhere in the world that Visa is accepted. You’ll be able to choose from many mobile payment options that suit you, use contactless technology, and keep your card safe with Card Control.

Find out more

ASB Visa credit cards

Explore our Credit Card options to find the one that suits you best. From an ASB Visa Light with our lowest ongoing credit card purchase interest rate, to our Rewards credit card that let you earn True Rewards dollars as you spend, use our compare cards tool to help you make the right choice.

Find out more

ASB's lending criteria, fees, Credit Card Conditions of Use and ASB Rewards Programme Terms apply. ASB Rewards Programme terms and conditions apply. Visa Business and Visa Light cardholders are not eligible to enrol in True Rewards or earn AA Smartfuel discounts on their purchases.

Stay on top of your money

Manage your card with ASB Card Control

ASB card control gives you control over your ASB Visa cards anywhere, any time. Use the ASB Mobile Banking App to temporarily lock your card if you misplace it, set spending limits, allow overseas transactions and more.

ASB Card Control

Pay your way with Apple Pay™, Google Pay™ and more

Contactless is the fast and easy way to pay- and we've got lots of options for you to choose from. Add your ASB Visa card to Apple Pay™, Google Pay™, Fitbit™ and Garmin Pay™

Learn more

Save every time you spend with Save the change

You can automatically round up your electronic transactions and put the difference to good use. Save the change lets you put it in your own savings account, or Donate the Change lets you donate it to St John, KidsCan or the Starship Foundation.

Save the change

Get important account notifications instantly

We can send you alerts on your mobile if your account is about to go into overdraft, if your balance dips above or below a limit you set, or  if you don't have enough money for a scheduled payment. 

Mobile Banking Alerts

Pay a friend to a mobile number or email address

The ASB Mobile Banking app lets you send money to someone's mobile number or email address. It's the perfect way to settle a shared bill without needing their account number.

See Pay to Mobile

Check your financial wellbeing

Use our online tools to check your financial wellbeing and read our guides to help you plan for your Every Day, Rainy Day and One Day goals.

Financial wellbeing

Find out where your money goes

Track My Spend shows you exactly where you spend your money, and how your spending compares to your budget. It's a great way to take control of your money. It's free to use in FastNet Classic internet banking.

Track My Spend

Everything you need to know about banking online

You can find step-by-step guides to all of our internet and mobile banking services at our How to hub. Find out everything from getting started, to making secure payments, to opening new accounts.

Visit the How To Hub

Set up your KiwiSaver goal and keep track of your progress

We've designed our online account view to make information easier to understand. You can set up your KiwiSaver goal and project your future savings balance - all within FastNet Classic and our mobile app. See how simple changes can help maximise your KiwiSaver savings. 

See online features

Don't be stung by fraud and scams

We always work to protect you from financial crimes. We can also help you stay one step ahead of the fraudsters with these helpful guides.

Online Security

Ways to bank

Do your banking on your mobile

Make your phone a mini bank in your pocket. Our app is free, and gives you fast, safe and easy ways to manage your money.

ASB Mobile Banking app

Do your banking online

Jump online and check your account balances, pay bills, transfer money and heaps more. It's the secure, simple way to do your banking. 

FastNet Classic

Talk to our friendly staff

Our branch teams can help sort out just about anything, from opening an account to buying a home. They can even help you start using online and mobile banking on the spot, on your own device. 

Find your ASB branch

Tips & guides to stay one step ahead

4 time-saving financial admin tips

Here at ASB we want to make things easier for you, especially when it comes to managing your money, so we've got a few time-saving financial admin tips for you.

How to win at uni (with your money)

We all know how fun and exciting student life can be. But all that fun and excitement isn't always easy on the pockets. Here are a few pro tips on making the most of your money while you're studying hard!

Going flatting money tips

Going flatting can be heaps of fun - you make new friends, gain independence and learn loads of new life skills. But leaving home also means you have to pay your own way for pretty much everything. Here are some ideas to help keep your finances in check when you're flatting.

Money tips to make your life easier

Here are some simple ways to be smarter with money

Start banking smarter today

Opening an account with ASB is easy. Get started now and your everyday account could be ready today.

Interests in the ASB KiwiSaver Scheme (Scheme) are issued by ASB Group Investments Limited, a wholly owned subsidiary of ASB Bank Limited (ASB). ASB provides Scheme administration and distribution services. No person guarantees interests in the Scheme. Interests in the Scheme are not deposits or other liabilities of ASB. They are subject to investment risk, including possible loss of income and principal invested. For more information see the ASB KiwiSaver Scheme Product Disclosure Statement available from this website and the register of offers of financial products at www.disclose-register.companiesoffice.govt.nz (search for ASB KiwiSaver Scheme).