ASB and Sovereign

When it comes to protecting you and your family’s financial wellbeing, you can trust ASB and Sovereign to be there for you.

Benefits at a glance

  • Sovereign has an A+ (Superior) financial strength rating
  • Sovereign has paid out more than $1.6 billion in claims in the last five years
  • ASB and Sovereign work together in partnership to provide you with a comprehensive range of insurance options
  • Sovereign is New Zealand's largest life insurer
  • Sovereign has been providing insurance cover to New Zealanders for over 25 years

ASB and Sovereign - a partnership you can trust

In times of uncertainty – when you or your family’s financial wellbeing might be at stake – it’s important to know who you can trust.

ASB health, life, loan and income protection insurances are underwritten by Sovereign, which manages your policy and looks after any claims you might have. If you think you may need additional help, ASB is just a phone call away.

Sovereign has a proven track record of being there for Kiwis at claim time. It has an A+ (Superior) rating (based on its claims history) from the approved worldwide insurance industry rating agency, A.M. Best, Inc. That’s why you can be confident you’ll get the financial support you need if the unexpected happens.

Rating scale

A++, A+ (Superior)

A, A- (Excellent)

B++, B+ (Good)


B, B- (Fair)

C++, C+ (Marginal)

C, C- (Weak)

D (Poor)

E (Under Regulatory Supervision)

F (In Liquidation)

Contact us

Ready to go?

Get Easy Life and Living over the phone now or make a time to talk to an ASB Insurance Manager about a more comprehensive solution.

0800 200 252

Talk to an ASB Insurance Manager

Find your local ASB Insurance Manager and arrange an appointment.

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Visit a branch

Visit us at one of our many branches across New Zealand.

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Apply online

Want life insurance cover up to $500,000? If you’re with ASB, you can apply for MyLife through FastNet Classic internet banking. Not registered for FastNet Classic?

Apply online

ASB life, health and disability insurances are underwritten by Sovereign Assurance Company Limited (“Sovereign”). For full details refer to the relevant policy document which is available on request from any ASB branch or by calling 0800 200 252. The availability of insurance cover is subject to your application being approved. Special conditions, exclusions or premium loadings may apply.

ASBASB and Sovereign