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No matter what life you choose, ASB is here to help you live it one step ahead by giving you the chance to hit REFRESH and be in to win a share of $100k.

Join ASB How to win

We get that no two paths are the same. Whether you're leaving school and going straight into the workforce, going to uni, starting a side hustle, or taking a break, ASB is here to help with the account that's best for you and the chance to win $1,000.

How do I win $1,000?

We are giving away $1,000 to 10 lucky winners aged 18-24 every week for 10 weeks. All you have to do is:

  • open or be the owner of one of the four accounts below
  • apply for an ASB Visa Debit card (you can do this online)
  • and spend on your Visa Debit card three or more times before 31 March 2020

ASB's competition terms apply

Get on the best account for your next step

Tertiary student package

A package for students and apprentices, with no base or transaction fees, free small fries* from McDonald's® and more. Find out more

Apply Tertiary

Job starter's package

If you're 18-20 and are starting work, this package is for you. You don't need to have found a job yet. No base or transaction fees for two years. Find out more

Apply Job starter's

Graduate package

We've got you covered when you graduate. We'll change your account over for you when the time comes. No base or transaction fees for two years. Find out more

Apply Graduate

Streamline account

If you're new to ASB, start banking with a Streamline Introduction package and enjoy no transaction fees and a Visa Debit card with no card fee for six months. Already with us? Open a Streamline account today.

Apply now

How would $5,000 help you hit REFRESH?

Is there a course you've been thinking of doing? Or a side business you’ve always wanted to start? Maybe you’re just run down and in need of a break? In addition to our $100k prize pool, we want to give one lucky customer $5,000 to help them hit REFRESH. 

Enter here

ASB's terms and eligibility criteria apply.

Tips to get you one step ahead

How can I get more out of my ASB Visa Debit card?

About Visa Debit

Use your own money to shop online, in stores, over the phone or anywhere Visa is accepted. And you can withdraw cash from ATMs that accept Visa worldwide. Check it out.

Pay with your phone

Forget your wallet at home? Pay with your eligible smart phone or smart watch. We've got lots of options for you to choose from. Check it out.

Set up alerts

Don't ever get caught short. Stay on top of what's happening with your money and get alerts as pop-up notifications or emails. Check it out.

Control your card

With ASB Card Control you call the shots from your mobile phone. Temporarily lock your card if you lose it, set a spending limit and much more. Check it out.

Use your card online

Set your debit card up to pay for Uber, UberEats, Netflix and any of your outgoing payments. You can typically use your debit card just like a credit card - but instead you're using your own money.

Visa Debit card Conditions of Use and Personal Banking Terms and Conditions apply. You'll need to link your Visa Debit card to an eligible ASB account. Fees, service charges and overseas transaction charges apply.

All accounts
ASB's terms and conditions apply.

Tertiary account
At end of your period of study you will move to either a Graduate or Job starter's account depending on your circumstances and the rates and fees applicable to that account will apply. See asb.co.nz for information on rates and fees. *One free small fries daily with a purchase made at McDonalds® with an eligible ASB Visa Debit card. Excludes McDelivery®. Available after 10:30am. Offer subject to change.

Job starter's account
After two years you will move to a standard account and standard rates and fees will apply. See asb.co.nz/jobstarter for details. Please refer to our fees page for our standard fees.

Graduate account
After two years you will move to a standard account and standard rates and fees will apply. See asb.co.nz/graduate for details. Please refer to our fees page for our standard fees.

Streamline Introduction package
After six months the standard Streamline fees and charges will apply. No Visa Debit card fee for six months from date of issue. After this the standard fee will apply. See the Streamline Introduction package page for details.

Bank AccountsHit Refresh