Smith and Caughey's

Get an ASB credit card with True Rewards.

Every time you use your enrolled ASB credit card, you’ll earn True Rewards Dollars. They add up fast, so before you know it, you’ll have enough to spend either at our partner stores like Noel Leemings, Event Cinemas, Farmers and House of Travel, or on a wide range of exciting products and vouchers from our online store.

What’s unique about True Rewards?

Learn more about the exciting world of True Rewards.


Instant rewards

  • Redeem instantly with your True Rewards card 
  • It works like a prepaid card loaded with your True Rewards Dollars
  • Use your True Rewards card  to purchase anything in stock at our partner stores, even sale items

    Check out our partner stores

Travel rewards

  • Enjoy the flexibility to travel anywhere, anytime and on any airline
  • Get access to exclusive travel deals and discounts

    Check out our travel rewards



Online rewards

  • Conveniently redeem for products or vouchers with just a click
  • See the latest additions to the True Rewards online store
  • Choose to donate to a charity

    View our online store


Earning True Rewards is easy

  • TR$1 = NZ$1
  • Earn 1 TR$ when you spend:
    - $150 on your Visa card
    - $130 on your Visa Gold card
    - $100 on your Visa Platinum card
  • True Rewards Dollars never expire
  • Earn bonus dollars at our bonus partners

    More tips

How to manage TR$

  • Sign up to monthly emails with the latest special offers
  • Use FastNet Classic online banking to view your True Rewards balance and to redeem or gift your TR$
  • Use ASB mobile banking to check your balance on the go

    Find out more
Exclusive True Rewards deals





Only one cardholder is permitted for each True Rewards account so any additional or joint cardholders need to apply to open a separate True Rewards account. Visa Business and Low Interest MasterCard cardholders are not eligible to enrol in True Rewards.

Terms and Conditions: Subject to ASB credit card lending criteria, Credit Card Conditions of Use and True Rewards Card Conditions of Use.