More about
Visa Debit lets you shop anywhere you usually would with EFTPOS, PLUS anywhere Visa is accepted. And because it links directly to a nominated ASB account, you use your own money to buy things in New Zealand, online, over the phone or even overseas.
Since you can use a Visa Debit Card to shop everywhere you’d usually need a credit card, you can take advantage of a world of shopping opportunities without the need to apply for credit.
You’ll need to nominate the accounts that you would like to access with your Visa Debit Card. Access is not available on FastSaver, Business Saver, ASB Cash Fund, term deposit and passbook accounts.
ASB Visa Debit payWave cards have a special chip and antenna inside that sends payment data to the terminal at the check out with just one quick tap to the terminal. Safe and secure you'll never have to hand over your card, or forget to get it back. There is a limit of $80 per purchase, which means this is great for small purchases.
Contactless FAQs
It’s easy to apply.
Already with ASB?
Just log into FastNet Classic and click on 'Apply for' on the left hand side, call 0800 255 382 or go into any ASB branch.
Under 18 and with ASB?
You can get a Visa Debit Card if you’re 15 or over. But you’ll need to get a form signed by a parent or guardian first. Click here to get started.
New to ASB?
If you're not already with ASB you'll need to open an account. Visit any ASB branch to get your application started and remember to bring two forms of ID with you. And if you're 15 - 17 years you'll need to get a form signed by a parent or guardian first. Click here to get started.
Fees
| Fee | Amount |
| Card Fee | $5.00 per 6 months |
| Overseas Card delivery | Courier service fee |
| Personalised Card | $10.00 per Card image |
| Replacement Card | $10.00 |
Service charges apply. For details of fees applicable to your account(s) accessible by your Visa Debit Card please see our Guide to Fees, available at any ASB branch along with the Visa Debit Card Conditions of Use.
Overseas transaction marginsFor details of terms used in this section refer to the Definitions in the Visa Debit Card Conditions of Use.
Visa overseas transactionsOverseas Transactions will either first be converted into US dollars and then into New Zealand dollars or converted directly from the currency in which the Overseas Transaction was made into New Zealand dollars at the applicable Conversion rate. Offshore Service Margins of 2.1% are charged on the converted New Zealand dollar amount of each Overseas Transaction made using your Visa Debit Card, excluding Overseas Transactions made using Commonwealth Bank of Australia ATMs. The Offshore Service Margins comprise a Visa International Service Assessment of 0.85% imposed on ASB by Visa and passed on to you and an ASB Margin of 1.25%. Where a purchase is refunded back to your Account the margins that are charged to your Account by Visa and ASB may differ from the margins that were charged for the original Transaction due to fluctuations in the Conversion rate. For overseas cash withdrawals made using Commonwealth Bank of Australia ATMs an ASB retail Exchange Margin of 0.7% is charged by ASB. The converted amount and the Offshore Service Margins or the ASB retail Exchange Margins will appear on your statement.
