More about
At ASB, we realise the importance of having a business transaction account that makes it easier to do business. ASB's Business Cheque is a day-to-day account that's built for efficiency.
- Regular, comprehensive statements that help you to track spending and allocate costs.
- Overdraft facilities can be arranged.
- You can access the account through FastNet Business, phone banking, ATMs or at any ASB branch.
- Deposit money over the counter at any ASB branch. To make deposits at any time of the day or night, many of our branches have a FastDeposit machine.
Interest rates and fees
| Average monthly balance | Monthly base fee |
| $50,000 in credit or greater, or overdrawn $50,000 or greater | No base fee |
| Between $3,000 and $49,999.99 in credit, or between $3,000 overdrawn and $49,999.99 overdrawn | $3.00 |
| Between $2,999.99 in credit and $2,999.99 overdrawn | $5.00 |
| | |
| Transaction Fees (per transaction) |
| ATM | $0.35 |
| EFTPOS | $0.25 |
| Other electronic transactions* | $0.25 |
| ASB FastDeposit | $0.25 |
| FastCheque/IRD payments | $0.25 |
| Cheques | $0.50 |
| Manual Transactions** | $0.65 |
| Automatic payments/bill payments | $0.50 |
Other bank (in New Zealand) ATM usage fee (This fee is in addition to any base and transaction fees and no exemptions apply.) | $0.75 |
| Overseas ATM | $5.00 |
*Direct Credits / Bulk Payments and Direct Debits via FastNet Business - Transactional Banking are charged a fee of 20c per payment. This fee is in addition to Electronic Transaction Fee. A Direct Debit dishonour charge of 75c per line may also apply via FastNet Business - Transactional Banking.
**If you are making a transfer to another New Zealand Bank, an Other Bank transfer fee will be applied instead of this fee.