Buying a home

Buying a house can be the biggest financial decision you will make. We’ve got easy to use calculators to assist and guide you through some of the key budget decisions.

Get started:
What would my rent buy?
Is it enough to get you into your own home?
The extra costs
From bank and legal fees to power connection and moving in.
How much can I borrow?
Balance your income against your expenses to find out how much you could borrow.
What will my payments be?
Found your dream home? Find out what the payments will be.
Compare loans
Set up your loan three ways, then compare and choose.
enquire online
Tell us how much you want to borrow and we’ll contact you to help.

Buying a home

How much can I borrow?

Review your income and expenses to find out your remaining monthly income that you can use for your home loan repayments. Knowing how much you can afford to repay each month will help determine how much you can borrow.

If you’ve used our other online calculators, and didn’t clear the stored information, some of your details may already be showing below. You can still change them here if you wish.

Application type:

Applicant 1
Applicant 2
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To factor in the typical living costs (i.e. food, utilities, rates, insurances etc) of running a household of your size; please indicate the number of dependents living in your home.

 
 
 
 
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These are expenses that you are committed to paying on a monthly basis and are not included in the typical living costs of your household.

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Or enter rate: 
 

Found your dream home, work out what the payments will be.

Disclaimer: This calculator is intended to provide you with an indication only and does not constitute an offer of finance from ASB Bank Limited. All loans are subject to ASB's normal lending criteria and it is important to note that fees may apply and that interest rates are subject to change.