





Karen & Ryan
Have a young family and a mortgage. Ryan has been made redundant.![]()
Nicky
Is single and has a mortgage. She worries what would happen if she lost her job or fell ill.
Steve & Danya
Want to go travelling but need to get on top of their debt.![]()
Cliff
Is a widower, his retirement income has halved and he is struggling to pay the bills.
Matt & Lynn
Are facing retirement with less money than they thought they would have.