An ASB Debt Consolidation loan is a great way to keep your debts under control. So anything from credit cards to hire purchases, car loans, overdrafts and even other personal loans can all be bundled together and you’ll pay less interest across the board.

• Manage one single regular repayment to keep things simple.
• Check our rates and fees. There are no surprises – a fixed interest rate and a one-off loan processing fee.
• With a lower interest rate than most credit card and hire purchase agreements you could save money on interest costs and help you pay off your debts faster.
• Make additional repayments or repay your entire loan early without paying extra fees or penalties.
• Have a set date of when you’ll be debt free.
• Use our handy calculator and see if you could benefit from an ASB Debt Consolidation Loan. You’ll need to have a rough idea of each of your outstanding debts i.e. your outstanding balance, your current interest rate and the amount and frequency of your current repayments. The calculator will crunch the numbers, give you an idea of how soon could be debt-free and show how much you can save in interest compared to your current situation. Magic!