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Motor vehicle insurance

Motor vehicle insurance

Peace of mind for vehicle owners

  • A choice of three types of insurance cover for your vehicle.
  • Up to 65% no claims discount; additional discount for a professionally installed alarm.
  • Third party options can be useful for young drivers on a limited budget.
More about
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More about

We offer three types of insurance cover for your vehicle.

  • Standard provides full, comprehensive protection against accidental loss or damage.
  • Third Party Fire & Theft provides protection against uninsured drivers, damage to third party property and loss or damage by fire or theft.
  • Third Party Only provides protection against uninsured drivers and damage to third party property.


Compare your cover options

CoverStandardThird Party Fire & TheftThird Party Only 
Accidental loss of or damage to your vehicleX  
Loss or damage by fire or theftXX 
Discount available for excluding drivers under 25 years of ageXXX
Windscreen extension availableX  
Protection against uninsured driversXXX
Transport home by rail or bus following loss of or damage to your vehicleX  
Legal liability up to a maximum of $20,000,000XXX
Personal Accident benefits up to $10,000X  
Certain medical expenses up to $500X  
The reasonable cost of returning your vehicle to your home after it has been repaired or recovered following theftX  
Legal expenses up to $1,000 for defending a manslaughter chargeXXX
Replacement if your vehicle is less than one year old and becomes a total loss XX 
Trailer cover up to $1,000XX 


Discount opportunities:

  • No claim discount of up to 65%.
  • Discount for a professionally installed security system.
  • You will qualify for a package discount if you also have home or contents insurance with us.
  • Your package discount will be higher if you are over 55 years old.
  • 20% discount if you exclude drivers under 25 years (other than you and your partner).
  • You can choose to pay fortnightly, monthly or annually by credit card or direct debit.

Terms and conditions: This ASB insurance is underwritten by IAG New Zealand Limited, a member of the Insurance Council of New Zealand Inc.

The Insurance Companies (Ratings & Inspections) Act 1994 requires insurance companies to obtain a financial strength rating, which represents their ability to pay present and future claims. IAG New Zealand Limited received a rating on 3 November 2010 of AA- ("Very Strong") from Standard and Poors (Australia) Pty. Ltd. A copy of the rating scale of which this rating forms part is available on request to the insurer.

The availability of any insurance cover is subject to the acceptance and approval of a completed application. Exclusions do apply. For full details refer to the Policy Document which is available on request from any ASB Branch.