Health insurance can ensure you get the surgical and hospital care you need, when you need it. Disability insurance can address the long term financial problems associated with serious illness or becoming totally and permanently disabled.
There are four types of cover to consider:
Total Permanent Disablement
This type of insurance provides a lump sum if you are totally and permanently disabled, and unable to work again.
Living Assurance
Living Assurance is designed to pay a lump sum if you are affected by one of the critical conditions covered by your policy.
Absolute Health
Absolute Health lets you act quickly when you need hospital treatment or an operation. It’s one of the most complete major medical policies in New Zealand.
Health and disability
Terms and conditions: The availability of insurance cover is subject to your application being approved. All applications are subject to individual consideration. Special conditions, exclusions or premium loadings may apply. For full details, refer to the Policy Document which is available on request from ASB. This insurance is underwritten by Sovereign Assurance Company Limited ("Sovereign").
Sovereign is part of the Commonwealth Bank of Australia Group and is a related company of ASB Bank Limited and its subsidiaries (the "Banking Group"). Neither the Banking Group, the Commonwealth Bank of Australia, nor any other company in the Commonwealth Bank of Australia Group, nor any other person, guarantees Sovereign or its subsidiaries, or any of the products issued by Sovereign or its subsidiaries.
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