Combines your cheque, savings and loan into one easy-to-use package. Provides 24/7 access to an ongoing credit limit.
Types of home loans
Choose the loan that suits your needs, or split your loan over two different types.
Works like Orbit, but the credit limit will reduce over time to help keep you on track with your goals and pay off your loan faster.
Your payments stay the same over the whole term of the loan, subject to interest rate changes. The initial payments are lower than a reducing loan's.
Ideal if you can afford higher payments initially to reduce the amount of interest you'll pay later on.
Your repayments will only meet the interest costs of the loan. Normally used for temporary situations, such as buying a new home before selling your existing property.
Split your loan across more than one type. Balance flexibility with certainty or choose different interest rate options.
Terms and Conditions: ASB's home loan criteria and a fee of $400 may apply. Early repayment adjustments may also apply. A low equity premium may apply. You will also need to have an ASB account. Loans for business purposes are excluded.
