Interest options

Interest options

No charge for lump-sum or early payments
Variable rate
The interest rate changes with the world's money markets so your payments can increase or decrease at any time.
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More certainty; easier to budget for
Fixed interest rate
Your interest rate stays the same for the period you choose. Different rates are available from 6 months to 5 years.
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Current interest rates
Check out our current home loan interest rates.
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Early Repayment Adjustments
What happens if you break your fixed interest rate to repay some or all of it early?
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Terms and Conditions: ASB's home loan criteria and a fee of $400 applies. Early repayment adjustments may also apply.

Loans for business purposes are excluded and are for New Zealand residential property only. You will also need to have an ASB account.