10 out of 10 home loans

10 out of 10 home loans

Ten reasons to choose our loans

If you're looking for a home loan, you're probably comparing rates. That's good. But it's also wise to look a bit further. Most banks can offer a sharp rate, but if that's all they offer, you can do better.

With a 10 out of 10 home loan from ASB, we make sure you get the whole package.

We'll:

  1. Do a deal on a great rate, because we know it's still important to you.
  2. Arrange to talk or visit you at a mutually convenient time that suits;
         7 days a week.
  3. Find the right home loan to suit your needs.
  4. Let you know what you’ve got to spend and give you a certificate to prove it.
  5. Answer your home loan application within 60 minutes.*
  6. Hold the rate for 60 days for free.*
  7. Deliver documents to your solicitor for signing within 24 hours of approval.*
  8. Advance your home loan by 8am on settlement day.*
  9. Advise you on how to protect your home and your ability to pay for it.
  10. Call you within a month to make sure everything is OK.


*ASB can give you an answer on your home loan application within 60 minutes when requested during normal business hours and subject to the provision of all necessary documentation. ASB will hold your rate for up to 60 days, advance your home loan at 8am on settlement day and deliver docs to your solicitor subject to the loan being approved and documented. Not available for business purposes.

Terms and conditions: ASB's home loan criteria and a fee of $400 applies. Early repayment adjustments may also apply. Loans for business purposes are excluded and are for New Zealand residential property only. 
You will also need to have an ASB account.