Fee	Amount
Card Fee	$5.00 per 6 months
Overseas Card delivery	Courier service fee
Personalised Card	$10.00 per Card image
Replacement Card	$10.00

Service charges apply. For details of fees applicable to your account(s) accessible by your Visa Debit Card please see our Guide to Fees, available at any ASB branch along with the Visa Debit Card Conditions of Use.

Overseas transaction margins
For details of terms used in this section refer to the Definitions in the Visa Debit Card Conditions of Use.

Visa overseas transactions
Overseas Transactions will either first be converted into US dollars and then into New Zealand dollars or converted directly from the currency in which the Overseas Transaction was made into New Zealand dollars at the applicable Conversion rate. Offshore Service Margins of 2.1% are charged on the converted New Zealand dollar amount of each Overseas Transaction made using your Visa Debit Card, excluding Overseas Transactions made using Commonwealth Bank of Australia ATMs. The Offshore Service Margins comprise a Visa International Service Assessment of 0.85% imposed on ASB by Visa and passed on to you and an ASB Margin of 1.25%. Where a purchase is refunded back to your Account the margins that are charged to your Account by Visa and ASB may differ from the margins that were charged for the original Transaction due to fluctuations in the Conversion rate. For overseas cash withdrawals made using Commonwealth Bank of Australia ATMs an ASB retail Exchange Margin of 0.7% is charged by ASB. The converted amount and the Offshore Service Margins or the ASB retail Exchange Margins will appear on your statement.