Youth accounts
If you have a Headstart account you are exempt from base and electronic or manual transaction fees on your Headstart account. Service charges apply.

Superannuitants
If you have your New Zealand National Superannuation, War, Widows or Army pension direct credited to your Omni account, up to $20 per month is exempt from transaction fees on the account receiving the direct credit.

Tertiary and Graduate
All base and transaction fees are waived.

Total relationship of more than $200,000 with ASB
If you have a ‘total relationship’ greater than $200,000, up to $20 per month is exempt from transaction fees on one Omni account with the same unique account number.

Your 'total relationship’ is calculated monthly and combines the balances of all your accounts and loans except credit cards and unit trusts. The calculation uses the month-end balance of loans and the average monthly balance for all other relevant accounts (including term deposits, Orbit home loans and EasyPlan).

• If you would like to apply for these packages or exemptions please contact your nearest ASB branch.
• Service charges apply to all these exemption packages.