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Tertiary package

Tertiary package

Makes money go further for students and apprentices

  • Pay no base, EFTPOS or ASB ATM fees.
  • $1,000 interest-free overdraft in your first year of study or apprenticeship.
  • Visa Debit Card with no Card fee for the first two years.
  • Includes an ASB credit card with a $500 limit.

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The ASB Tertiary Banking Package won't do your assignments or apprenticeship for you, but it could make life easier in other ways. It aims to make money go further at a time in your life when every dollar counts.

What does the package include?

  • A Tertiary bank account with no base, EFTPOS or ASB ATM fees and no electronic or manual transaction fees (service charges apply).
  • Unlimited access to phone banking and FastNet Classic.
  • A $1,000 interest-free overdraft in your first year of study or apprenticeship.
  • A $2,000 interest-free overdraft after completing one year of study or apprenticeship.
  • A Visa Debit Card with the Card fee waived for the first two years.
  • No account fees for the first 12 months on an ASB credit card (excluding Low Interest MasterCard).*
  • Personal loans at special interest rates.
  • Mobile phone top ups directly from your account.
  • The ability to top up your pre-paid Vodafone mobile phone at any ASB ATM.
  • The option of getting real-time text or email alerts.

For as long as you're a student or apprentice

The account can be set up to last the length of your qualification or apprenticeship (up to three years). If your qualification or apprenticeship takes longer, we'll contact you as three years approaches and help you to renew your account for the remainder of the time. Or just call into any ASB branch with two forms of ID (one form must be photo ID) and proof that you're still a student or apprentice (see How to apply for more details).

Do you qualify?

To apply for the ASB Tertiary Banking Package you need to be a New Zealand citizen or permanent resident and either:

  • A full- or part-time student studying for a minimum of one semester at an NZQA tertiary institution and not working more than 30 hours a week, or
  • An apprentice (working any number of hours per week).

*You must be 18 years of age or over to apply for credit facilities.

If you are an international student you may be eligble for an ASB International Student Banking package.

After graduation

When you graduate, you can move up to our Graduate Package which has benefits that will be relevant as you start your career.

*See our Credit card fees for other applicable fees and charges.

Terms and conditions: Refer to our fees page for other applicable fees. Personal Banking Terms and Conditions and product specific terms and conditions apply. ASB's current Disclosure Statement is available free of charge at any ASB branch. Personal loans, overdraft and credit cards are subject to ASB's normal lending criteria. Other Bank ATM Usage fee of 75c will apply. A monthly Overdraft Facility fee of $2.00 or 0.12% of the limit (whichever is greater) applies. Service charges apply. Visa Debit Card must be linked to an eligible account and overseas transaction charges apply.

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