Graduate package
Financial benefits for new graduates and newly qualified apprentices
- Pay no base, EFTPOS or ASB ATM fees.
- $2,000 interest-free overdraft for the first 12 months.
- A choice of ASB credit cards.


So you've hit the books, sat the exams and got your degree or apprenticeship. Now you're either out there looking for a job or you're already putting your qualification to work.
While your career is getting established, ASB has a Graduate Banking Package that will help make things a little easier.
What does the package include?
After 12 months your Graduate account will be automatically changed to a Streamline account, but we will get in contact before this happens to let you know.
To apply for the ASB Graduate Banking Package you need to have graduated from an NZQA-approved New Zealand institution or completed an apprenticeship within the last two years.
See our credit card fees for other applicable fees and charges.
Terms and conditions: Refer to our fees page for other applicable fees. Personal Banking Terms and Conditions and product and service specific terms and conditions apply. ASB's current Disclosure Statement is available free of charge at any ASB branch. Personal loans, overdraft and credit cards are subject to ASB's normal lending criteria. Other Bank ATM Usage fee of 75c will apply. A monthly Overdraft Facility fee of $2.00 or 0.12% of the limit (whichever is greater) applies. Service charges apply.