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  • I’m here to help you buy your first home.

    Talk about exciting. And a little scary too. But fear not, we’ll help you keep your cool through the entire process with our step-by-step guide. And of course some very handy help on the financial side too.

    fhb

    I’m what you get with ASB

    • Support and advice every step of the way
    • Options if you don’t have 20% deposit
    • Help with Lawyer’s Fees
    • Confidence to buy with a pre-approval certificate
    Terms and Conditions
    Find out more

    Quicklinks

    • View our latest rates
    • Home loan calculators
  • I’m how you get started.

    step1So, your own home, eh? It all starts here. Thankfully, ASB is primed and ready to help you through the whole process – from finding a place you like to sorting your home loan, right up to kicking back in your favourite armchair. So let’s get started.

    Articles

    • Prep work for first time buyers
    • How much can I borrow?
    • Getting your deposit together - options
    • Beware of hidden costs
    • Sorting out the home loan
    • Using your KiwiSaver contributions

    Tips & Tools

    • Think about your finances
    • Setting your budget
    • Budgeting tips

    Calculators

    • What would my rent buy?
    • How much can I borrow?
    • What will my repayments be?
    • Enquire online
    • Contact a mobile manager
    • Find your local branch
  • I’m helping you hunt for houses.

    fhbSo you’re out there, doing the open homes, having a looksee what’s on the market. Great stuff. But apart from your gut feeling, how do you know you’re choosing the right home for you? At ASB we can help you decide what’s most important for you – like the nice quiet location or that spa pool you’ve always wanted...

    Articles

    • Different ways to go house hunting
    • House hunting tricks
    • 10 ways to get the best from your real estate agent
    • Checking the details of a house
    • Expert help before you buy

    Tips & Tools

    • 10 tips to avoid insanity while house hunting
    • Questions to ask the Real Estate agents
    • Jargon - what this all means

    Calculators

    • What would my rent buy?
    • How much can I borrow?
    • What will my repayments be?
    • Enquire online
    • Contact a mobile manager
    • Find your local branch
  • I’m the bit about money.

    You’ve set your sights, now it’s just a question of how you pay for it. But what’s the best home loan option for you? Should you go fixed or floating or both? Will the numbers stack up? And what’s the deal with lawyers and conveyancing? With ASB you’ll get expert advice and heaps of options on all things homely and mortgagey.

    Articles

    • Choosing the right home loan
    • Getting your loan pre-approved
    • Why you need a lawyer

    Tips & Tools

    • What to bring when applying for a home loan
    • Various ways to structure your home loan

    Calculators

    • What will my repayments be?
    • How much can I borrow?
    • The extra costs?
    • Enquire online
    • Contact a mobile manager
    • Find your local branch
  • I’m ready when you’re ready.

    fhbAfter all that tramping about you’ve finally found the home for you. Phew. Now all you have to do is make it yours for real. But what are your options for buying, what’s the best way to make an offer and how should you go about it all? Stick with ASB and we’ll help you get your foot firmly through the front door.

    Articles

    • How to negotiate the sale
    • The 4 ways to buy a home
    • How to make an offer
    • The path to going unconditional

    Tips & Tools

    • Advice on making an offer
    • Check out the latest Interest Rates
    • Choosing the right home loan

    Calculators

    • How much can I borrow?
    • What will my repayments be?
    • Compare loans?
    • Enquire online
    • Contact a mobile manager
    • Find your local branch
  • I’m your moving buddy.

    step2So you’ve done it. You’ve bought yourself your first home. Congratulations! But the job doesn’t stop there. What’s your plan of action for moving day, how fast will you make those renovations? ASB can help you answer all those questions you never knew you’d ask.

    Articles

    • 10 tips on moving in
    • Protecting and insuring your home

    Tips & Tools

    • 9 easy ways to protect your home
    • Insure your home
    • Enquire online
    • Contact a mobile manager
    • Find your local branch
  • I’m how to manage your home loan

    fhbNow you’re in the door and putting your feet up, wouldn’t it be great if you could pay off that home loan faster? Or maybe make it more manageable when you need a new thingy, or all the bills are getting on top of you? Funny you should mention it, because at ASB we’ve come up with a fair few handy tips to help you do all these things.

    Articles

    • Increase your regular payments and save on your overall interest
    • Out with the old, in with the new

    Tips & Tools

    • Strategies to help pay the mortgage off faster
    • Check before you pick up that hammer
    • Enquire online
    • Contact a mobile manager
    • Find your local branch
  • How to Apply
  • Home
  • Starting Out
  • House Hunting
  • Money Stuff
  • Ready to Buy
  • Time to Move In
  • Managing Your Mortgage
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