More about
Visa Debit lets you make business purchases anywhere you usually would with EFTPOS, PLUS anywhere Visa is accepted. And because it links directly to a nominated ASB business account, you use the business’ own money to buy things in New Zealand, online, over the phone or even overseas.
Since you can use a Visa Debit Card to make purchases everywhere you’d usually need a credit card, you can take advantage of a world of opportunities without the need to apply for credit.
You’ll need to nominate the business accounts that you would like to access with your Visa Debit Card. Access is not available on FastSaver, Business Saver, ASB Cash Fund, term deposit and passbook accounts. The account you access your Visa Debit Card from needs to have one person to sign.
Personalise your card
With ASB Visa Debit you can even personalise your card by uploading a picture online. Maybe your favourite holiday shot or one of the family? The choice is yours.
It’s easy to apply
Already with ASB?
Simply log into FastNet Classic and click on 'Apply for' on the left hand side.
Or you can call 0800 272 222 or go to any ASB branch.
New to ASB?
Just call 0800 272 222 or go to any ASB branch. Click here to get started.
Under 18?
You can get a Visa Debit Card if you’re 15 or over. But you’ll need to get a form signed by a parent or guardian first. Click here to get started.
Fees
| Fee | Amount |
| Card Fee | $5.00 per 6 months |
| Overseas Card delivery | Courier service fee |
| Personalised Card | $10.00 per Card image |
| Replacement Card | $10.00 |
Service charges apply. For details of fees applicable to your account(s) accessible by your Visa Debit Card please see our Guide to Fees, available at any ASB branch along with the Visa Debit Card Conditions of Use.
Overseas transaction marginsFor details of terms used in this section refer to the Definitions in the Visa Debit Card Conditions of Use.
Visa overseas transactionsOverseas Transactions will either first be converted into US dollars and then into New Zealand dollars or converted directly from the currency in which the Overseas Transaction was made into New Zealand dollars at the applicable Conversion rate. Offshore Service Margins of 2.1% are charged on the converted New Zealand dollar amount of each Overseas Transaction made using your Visa Debit Card, excluding Overseas Transactions made using Commonwealth Bank of Australia ATMs. The Offshore Service Margins comprise a Visa International Service Assessment of 0.85% imposed on ASB by Visa and passed on to you and an ASB Margin of 1.25%. Where a purchase is refunded back to your Account the margins that are charged to your Account by Visa and ASB may differ from the margins that were charged for the original Transaction due to fluctuations in the Conversion rate. For overseas cash withdrawals made using Commonwealth Bank of Australia ATMs an ASB retail Exchange Margin of 0.7% is charged by ASB. The converted amount and the Offshore Service Margins or the ASB retail Exchange Margins will appear on your statement.
