ASB Personal Loans are a quick and easy way to borrow money when you need it most. Whether you want to seize an opportunity, dig yourself out of an unexpected hole or just get your hands on something you’ve always wanted, a Personal Loan means you can make it happen.

• Check our rates or fees. There are no surprises – a fixed interest rate and a one-off loan processing fee. If you're borrowing to buy a car, you may be able to use the car as security to get a lower interest rate.
• You can choose to take up to five years to repay a loan. A longer time makes each payment more affordable, however the faster you repay your loan, the more you'll save on interest.
• Choose either fortnightly or monthly payments. You may, for example, want to match it to the frequency of your income payments. And you can switch to the other option at any time, free of charge.
• Want to see how much a loan for that flash new car or European holiday might cost? Or perhaps you want to combine some other debt into one easy loan? What would your repayments be? Try our calculator and get an idea on what your loan repayments could be.
• Consider loan insurance for protection in case of accident, illness, redundancy or death.
• Keep track of your loan through FastNet Classic internet banking.
• Apply to top up your loan at any time during the term of the loan.