Simple and flexible loans for your personal needs.

Cash when you need it now now now.Apply now

Combine all your debts into one simple loan and be debt-free faster.Apply now

Online, over the phone or at a branch; whatever's easiest for you.

How to look after your loan and make changes once it's underway.

Check our rates and fees. And remember there are no hidden fees, just the usual one-off set-up fee.

Have a go with our calculators and work out the terms that suit you best.

Terms and conditions: ASB lending criteria and fees apply. You will need to have an ASB transaction account. ASB's Personal Banking Terms and Conditions apply.