More about
- Visa is accepted at over 25 million locations worldwide.
- You can apply for an additional card for your spouse, a partner, family or friends.
- Feel the reassurance of chip technology for safety and security. Learn more how to use your chip card.
- Pay your account off in full by the payment due date each month and you won't pay any interest, unless you make a cash advance. Or you can choose to pay off the minimum monthly payment, which is the greater of $10 or 3% of the closing balance of your statement plus any overdue amount.
- Check your balance or pay your account through phone banking, FastNet Classic or ASB ATMs.
- Protect yourself with our optional Credit Card Repayment Insurance.
- Join True Rewards and earn True Rewards Dollars on your purchases.
Use of your credit card overseas is an optional service. Charges will apply. Refer to Credit card fees for further details.
True Rewards Dollars are not earned on cash advances, transfers, bank fees or interest charges.
Interest rates and fees
| | |
| Interest rate* | 19.45% p.a. |
| Individual account fee | $12.00 every 6 months |
| Joint account fee | $18.00 every 6 months |
| Additional card fee (per card) | $6.00 every 6months |
| True Rewards fee** | $10.00 every 6 months |
Refer to Credit Card fees for other applicable fees.
*Interest rates subject to change.
**Fee charged to your credit card account for your credit card and any joint or additional credit card on your account that has access to a True Rewards account.
