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MasterCard Gold may be a good idea if you frequently travel overseas or if you prefer to pay for most things by credit card.
It offers a higher credit limit to cover your purchases, the recognition associated with carrying a Gold card, and it's accepted at over 25 million locations worldwide.- Enjoy at least $5,000 credit and complimentary 90 Day Gold Travel Insurance.
- Access cash at ATMs worldwide displaying the MasterCard logo.
- You can apply for an additional card for your spouse, a partner, family or friends.
- Pay your account off in full by the payment due date every month and you won't pay any interest, unless you make a cash advance. Or you can choose to pay off the minimum monthly payment, which is the greater of $10 or 3% of the closing balance of your statement plus any overdue amount.
- Check your balance or pay your account through phone banking, FastNet Classic or ASB ATMs.
- Join True Rewards and earn True Rewards Dollars on your purchases.
- Protect yourself with our optional Credit Card Repayment Insurance.
- ASB MasterCard
cards have a special chip and antenna inside that sends payment data to the terminal at the check out with just one quick tap to the terminal. You'll never have to hand over your card, or forget to get it back. There is a limit of up to $80 per purchase, which means this is great for small purchases. - Contactless FAQs
Use of your credit card overseas is an optional service. Charges will apply. Refer to Credit card fees for further details.
Travel insurance
90 Day Gold Card Travel Insurance
To activate your 90 Day Gold Travel Insurance cover you must pay for at least 50% of the entire cost of your overseas return travel tickets in one of the following ways:
- By using your MasterCard Gold.
- Through a cash advance on your MasterCard Gold.
- By using True Rewards Dollars or airline points.*
- By using another ASB account in your name if your travel provider gives you written confirmation that your MasterCard Gold is not acceptable as a means of payment or that you would incur an additional charge for using your MasterCard Gold.
Please refer to the ASB 90 Day Gold Card Travel Insurance Policy for further details.
*You must pay the whole cost of your ticket if you use True Rewards Dollars or airline points.
Interest rates and fees
| | |
| Interest rate* | 19.45% p.a. |
| Individual account fee | $40.00 every 6 months |
| Joint account fee | $55.00 every 6 months |
| Additional card fee (per card) | $15.00 every 6 months |
| True Rewards fee** | $10.00 every 6 months |
Refer to
Credit Card fees for other applicable fees.
*Interest rates subject to change.
**Fee charged to your credit card account for your credit card and any joint or additional credit card on your account that has access to a True Rewards account.
is a new contactless technology. It's a faster, simple way to pay for your purchases.
