• MasterCard is accepted at over 25 million locations worldwide.
• You can apply for an additional card for your spouse, a partner, family or friends.
• Pay your account off in full by the payment due date every month and you won't pay any interest, unless you make a cash advance. Or you can choose to pay off the minimum monthly payment, which is the greater of $10 or 3% of the closing balance of your statement plus any overdue amount.
• Check your balance or pay your account through phone banking, FastNet Classic or ASB ATMs.
• Protect yourself with our optional Credit Card Repayment Insurance.
• Join True Rewards and earn True Rewards Dollars on your purchases.
• ASB MasterCard  cards have a special chip and antenna inside that sends payment data to the terminal at the check out with just one quick tap to the terminal. You'll never have to hand over your card, or forget to get it back. There is a limit of up to $80 per purchase, which means this is great for small purchases.
• Contactless FAQs

Use of your credit card overseas is an optional service. Charges will apply. Refer to Credit card fees for further details.
True Rewards Dollars are not earned on cash advances, transfers, bank fees, or interest charges.

Interest rate**	19.45% p.a.
Individual account fee	$12.00 every 6 months
Joint account fee	$18.00 every 6 months
Additional card fee (per card)	$6.00 every 6 months
True Rewards fee***	$10.00 every 6 months

*Use of your credit card overseas is an optional service. Charges will apply. Refer to Credit Card fees for further details.
**Interest rates subject to change at any time without notice.
***Fee charged to your credit card account for your credit card and any joint or additional credit card on your account that has access to a True Rewards account.